Terms & Conditions
1. This Healthy You, Wealthy You Campaign ("Campaign") is organised by AIA Bhd. (“AIAB ”, “we”, “our” or “us”). By joining this Campaign, you (“you”, “your” or “customer”) agree that you have read, understood and agreed to be bound by the Terms and Conditions of this Campaign and by any change or modification that we may make to this Campaign and / or the Terms and Conditions of this Campaign with prior notice to you. By joining this Campaign, you further agree to be bound by our Privacy Policy accessible at https://www.aia.com.my/en/index/privacy-statement.html
2. Campaign Period: 1 September 2023 to 30 September 2023, both dates inclusive (“Campaign Period”)
3. Eligible Products
Category 1: Total Health Solution
A-LifeLink 2, A-Life Joy Xtra, A-Life Beyond Critical Care, and A-Life Essential Critical Care
Category 2: Total Wealth Solution
A-Life Wealth Premier, A-Life Wealth Builder, A-Life Wealth Treasure, and A-Life Wealth Venture
(Note: The premium payment term must be 10 years and more.)
4. Campaign Mechanism and Campaign Reward: Refer to the Campaign Mechanism & Reward table above (“Campaign Mechanism” and “Campaign Reward”).
5. Campaign Eligibility
a) This Campaign is open to all customers who purchased in any of the Eligible Products with minimum Annualised Premium of RM4,200 during the Campaign Period. This Campaign is not valid for agent self-purchase application i.e. the policy owner and / or insured in the application is same as per the agent stated in the application form. Application must be received during the Campaign Period and activated by 16 October 2023.
For application under Category 2: Total Wealth Solution (except for A-Life Wealth Venture), the application must attach with AIA Investment-Linked Funds listed below:
- AIA Strategic Equity Fund
- AIA Strategic Fixed Income Fund
- AIA Elite Conservative Fund
- AIA Elite Adventurous Fund
- AIA Dana Progresif
- AIA Equity Dividend Fund
- AIA Equity Plus Fund
- AIA Dana Dinamik
- AIA Aggressive Fund
- AIA Medium Cap Fund
- AIA Balanced Fund
- AIA Global Fixed Income Fund
- AIA Global Equity Income Fund
- AIA Global Balanced Fund
- AIA Global Equity Fund
- AIA New Horizon Fund
- AIA Asia Opportunity Fund
- AIA Asian Equity Fund
- AIA Asia Platinum Fund
In order to qualify for this Campaign, for adult application (i.e. with entry age 16 or above), the insured must be an AIA Vitality member. AIA Vitality membership must be signed up or active upon new application submission in iPoS (except for A-Life Wealth Venture, where the applicant is a business organisation, manual submission is allowed) and must be remained active prior to and upon the payment of Campaign Reward.
For juvenile application (applicable to pre-natal and / or insured with entry age 0 to 15 years old) under A-Life Joy Xtra and A-Life Wealth Treasure, the policy owner (i.e. the applicant) must join AIA Vitality membership. AIA Vitality membership must be signed-up or active upon new application submission in iPoS and must be remained active prior to and upon the payment of Campaign Reward. Juvenile application (applicable to insured with entry age 0-15 years old) under A-Life Wealth Premier and A-Life Wealth Builder is not eligible to the Campaign.
The policy owner (or insured for A-Life Wealth Venture, where the applicant is a business organisation) must also download and log in to AIA+ (formerly known as My AIA) application (“app”) latest by 31 March 2024.
(“Eligible Policy”)
b) Campaign Mechanism and Campaign Reward
Eligible Policy with Annualised Premium of between RM4,200 and less than RM10,000 will entitled to one (1) month Premium Cashback whereas Eligible Policy with Annualised Premium above RM10,000 will entitle for 1.5-month Premium Cashback.
· The calculation of Annualised Premium to be eligible to this Campaign is inclusive of any saver and / or top-up premium such as A-Plus Saver, A-Plus ScholarSaver and any rider premium. However, the calculation of the Campaign Reward i.e. Premium Cashback shall EXCLUDE any saver and / or top-up premium such as A-Plus Saver, A-Plus ScholarSaver, AIA Vitality membership fees, and taxes. Premium Cashback shall be calculated based on Annualised Premium before any premium discount.