2024 GOsantai Raya Principal Unit Trust Campaign (“Campaign”) Terms & Conditions
1. The Campaign is organised by TNG Digital Sdn Bhd (201701042478) (“TNG Digital”) and and Principal Asset Management Berhad (199401018399 (304078-K) (“Principal”).
2. The Campaign begins on 27 March 2024 and ends on 9 May 2024, both dates inclusive (“Campaign Period”).
Eligibility
3. The Campaign is open to all GOinvest users who perform a Cash In in to their GOinvest (i) Save or (ii) Invest feature account during the Campaign Period (“Eligible Participant”).
4. Eligible Participants can Cash In into any one (1) of the following products:
a) Principal Islamic Money Market Fund
b) Principal Islamic Global Selection Moderate Conservative Fund
c) Principal Islamic Global Selection Moderate Fund
d) Principal Islamic Lifetime Enhanced Sukuk Fund
e) Principal Global Titans Fund
f) Principal DALI Global Equity Fund
g) Principal Asia Pacific Dynamic Income Fund
h) Principal Asia Pacific Dynamic Mixed Asset Fund
i) Principal Islamic Global Selection Aggressive Fund
j) Principal Islamic Lifetime Balanced Fund
k) Principal Islamic Enhanced Opportunities Fund
l) Principal Lifetime Bond Fund
m) Principal Lifetime Balanced Income Fund
n) Principal Asia Titans Fund
o) Principal Malaysia Titans Fund
p) Principal Titans Income Plus Fund
(“Eligible Product”).
5. Eligible Participants will be entitled to the additional Raya Bonus Rate Reward and/or the Raya RSP Bonus Rate Reward as set out in Part I and Part II of the Campaign Rewards and Mechanics below (“Campaign Rewards”).
Campaign Rewards and Mechanics
I. Raya Bonus Rate Reward
6. Subject to the terms and conditions stated herein, the Eligible Participants who satisfy the conditions stated in Clause 3, 4 and 7 will be entitled to an additional 2% per annum (p.a.) additional bonus rate (“Raya Bonus Rate”) on the Net Cash Flow (“NCF”) amount maintained for a period of sixty (60) days, whereby NCF shall mean the amount calculated by subtracting the total cash-out amounts from the total cash-in amounts for each Eligible Account throughout the Campaign Period.
7. To be eligible for the Raya Bonus Rate, the Eligible Participants are required to fulfil all of the following requirements:
a. The Eligible Participant must key in “GOSANTAI” in the promo code field of GOinvest Save or Invest feature account whenever a cash in is performed within the Campaign Period.
b. The Eligible Participant must perform a minimum cash in of RM500 in a single transaction into their GOinvest Save or Invest feature account. The Cash In and Investment Subscription must be successfully completed within the Campaign Period.
c. The Eligible Participant must maintain the subscription in their GOinvest Save or Invest feature account for a holding period of sixty (60) days from the last day of the Campaign Period, i.e. from 10th May 2024, 12:00 AM to 9th July 2024, 11.59pm (“Post Campaign Period”). The Eligible Participant shall not be entitled to the Campaign Rewards if any redemption is performed during the Post Campaign Period.
d. The additional Raya Bonus Rate will be calculated based on the NCF amount in the Eligible Participant’s GOinvest Save or Invest account last recorded as at the last day of the Campaign Period, i.e. 9th May 2024 11.59 PM.
II. Raya RSP Bonus Rate Reward
8. Subject to the terms and conditions stated herein, the Eligible Participants who satisfy the conditions stated in Clause 3, 4 and 9 will be entitled to an additional 3% per annum (p.a.) additional bonus rate (“Raya RSP Bonus Rate”) on the Auto Cash In amount set up and maintained for a period of sixty (60) days.
9. To be eligible for the Raya RSP Bonus Rate, the Eligible Participants are required to fulfil all of the following requirements:
a. The Eligible Participant must also activate the Auto Cash In (“RSP”) feature of the Eligible Account(s) within the Campaign Period.
b. The Eligible Participant must perform a minimum Auto Cash In of RM500 into their GOinvest Save or Invest feature account. The Cash In and Investment Subscription must be successfully completed within the Campaign Period and/or Post Campaign Period.
c. The Eligible Participant must not perform any redemption throughout the Post Campaign Period. The Eligible Participant shall not be entitled to the Campaign Rewards if any redemption is performed during the Post Campaign Period.
d. The Eligible Participant must not disable the Auto Cash In feature throughout the Campaign Period and/or Post Campaign Period.
e. The additional Raya RSP Bonus Rate will be calculated based on the initial Auto Cash In amount set up last recorded as at the last day of the Campaign Period, i.e. 9th May 2024 11.59 PM.
Other Campaign Terms and Conditions
10. Each Eligible Participant who fulfils all the criteria stated in this terms & conditions herein is entitled to earn the Campaign Rewards, capped at RM100 per Eligible Participant.
11. Campaign Reward will be in the form of cash back into the Eligible Participant’s TNG e-wallet account, which will be credited into the Eligible Participant’s TNG e-wallet account within 45 days after Post Campaign Period (“Reward Distribution Date”).
12. If the Eligible Participant closes their TNG eWallet account or GOinvest account or exercises their right to cooling off prior to the Reward Distribution Date, the Eligible Participant shall be automatically disqualified from this Campaign and shall not be entitled to the Campaign Reward.
13. Illustration:
Participant | Transaction(s) | Campaign Reward Entitled | ||||||||||||||||||||||||||||||||||||||||
A |
| Entitled for Raya Bonus Rate on RM3,000 NCF – RM10 Cash Back into TNG e-Wallet
| ||||||||||||||||||||||||||||||||||||||||
B |
| Not entitled for Raya Bonus Rate as Participant B performed cash out/ redemption during Post-Campaign Period
| ||||||||||||||||||||||||||||||||||||||||
C |
| Entitled for Raya RSP Bonus Rate on RM750 – RM4 Cash Back into TNG e-Wallet
| ||||||||||||||||||||||||||||||||||||||||
D |
| Entitled for Raya RSP Bonus Rate on RM5,000 – RM25 Cash Back into TNG e-Wallet
| ||||||||||||||||||||||||||||||||||||||||
E |
| Not entitled for Raya RSP Bonus Rate as Participant E performed cash out/ redemption during Post-Campaign Period
| ||||||||||||||||||||||||||||||||||||||||
F |
| Entitled for Raya Bonus Rate on RM5,000 NCF – RM16 Cash Back into TNG e-Wallet). Entitled for Raya RSP Bonus Rate on RM1,000 Auto Cash In Set Up – RM5 Cash Back into TNG e-Wallet). | ||||||||||||||||||||||||||||||||||||||||
G |
| Entitled for Raya Bonus Rate on RM3,000 NCF – RM10 Cash Back into TNG e-Wallet). Entitled for Raya RSP Bonus Rate on RM3,000 Auto Cash In Set Up – RM15 Cash Back into TNG e-Wallet). | ||||||||||||||||||||||||||||||||||||||||
14. For the avoidance of any doubt, Eligible Participant will not be entitled to the Campaign Reward, if the Amount Capped as defined below” is fully allocated or utilized.
15. This Campaign will end once the maximum allocation of RM100,000 of the Campaign Reward amount (“Amount Capped”) is reached or when the Campaign Period ends, whichever is earlier.
16. Eligible Participants are entitled to participate concurrently in other promotions or campaigns organised by Principal or TNGD during the Campaign Period.
17. By participating in this Campaign, Users agree to allow TNGD and Principal the right to use names, private details and photographs of the Users and/or Winners, for marketing, advertising and publicity purposes, in accordance with applicable laws without any cost or compensation.
18. All Winners shall be personally liable for all taxes, rates, government fees or any other charges that may be levied against them under the applicable laws in relation to the prizes and this Campaign.
19. TNGD shall be entitled to withhold any benefits pursuant to this Campaign, with prior notice to the Users if the Users are found to have been in breach of any TNGD’s Users Terms and Conditions which can be found at https://www.touchngo.com.my/assets/pdf/user-tnc.pdf
20. TNGD and Principal reserve the right, at any time, to alter, shorten, cancel, suspend or terminate this Campaign earlier in whole or in part, or to vary, delete, or add any Terms and Conditions herein anytime by giving written notice through the TNGD and Principal websites or social media platforms owned by TNGD and Principal, respectively.
21. TNGD and Principal reserve the right to disqualify/reject any Users who do not comply with these terms and conditions stated herein and/or are found or suspected to be tampering with this Campaign and/or its process or the operations of this Campaign. Tampering shall include fraudulent activities involving any act of deceit and/or deception and/or cheating with regards to this Campaign.
22. TNGD and Principal shall not be responsible or liable for any losses howsoever arising or suffered by the Users whether arising directly or indirectly from the Users’ participation in this Campaign or otherwise.
23. These Terms and Conditions shall be further subject to the TNGD’s General Terms and Conditions which can be found at https://www.touchngo.com.my/terms-conditions/general-campaign-terms-and-conditions/.
24. These Terms and Conditions shall be governed by the laws of Malaysia.
25. In the event of any inconsistencies, discrepancies or conflicts between the English version and the Bahasa Malaysia version of these Terms and Conditions, the English version of these Terms and Conditions shall prevail.
26. Please visit https://www.touchngo.com.my for more information or inquiries relating to this Campaign.
Terma & Syarat Kempen GOsantai Raya Amanah Unit Utama Principal 2024 (“Kempen”)
1. Kempen ini dianjurkan oleh TNG Digital Sdn Bhd (201701042478) (“TNG Digital”) dan Principal Asset Management Berhad (199401018399 (304078-K) (“Principal”).
2. Kempen ini bermula pada 27 Mac 2024 dan berakhir pada 9 Mei 2024, kedua-dua tarikh termasuk (“Tempoh Kempen”).
Kelayakan
3. Kempen ini terbuka kepada semua pengguna GOinvest yang melakukan pelaburan ke dalam akaun GOinvest (i) Save dan/atau (ii) Invest mereka semasa Tempoh Kempen (“Peserta Layak”).
4. Peserta Layak boleh melakukan pelaburan ke dalam mana-mana satu (1) produk berikut:
a) Principal Islamic Money Market Fund
b) Principal Islamic Global Selection Moderate Conservative Fund
c) Principal Islamic Global Selection Moderate Fund
d) Principal Islamic Lifetime Enhanced Sukuk Fund
e) Principal Global Titans Fund
f) Principal DALI Global Equity Fund
g) Principal Asia Pacific Dynamic Income Fund
h) Principal Asia Pacific Dynamic Mixed Asset Fund
i) Principal Islamic Global Selection Aggressive Fund
j) Principal Islamic Lifetime Balanced Fund
k) Principal Islamic Enhanced Opportunities Fund
l) Principal Lifetime Bond Fund
m) Principal Lifetime Balanced Income Fund
n) Principal Asia Titans Fund
o) Principal Malaysia Titans Fund
p) Principal Titans Income Plus Fund
(“Produk Layak”).
5. Peserta Layak akan layak untuk Kadar Bonus Raya tambahan dan/atau Kadar Bonus RSP Raya tambahan seperti yang ditakrifkan di Bahagian I dan Bahagian II Ganjaran & Mekanik Kempen di bawah (“Ganjaran Kempen”).
Ganjaran & Mekanik Kempen
I. Ganjaran Kadar Bonus Raya
6. Tertakluk kepada terma dan syarat yang dinyatakan di sini, Peserta Layak yang memenuhi syarat-syarat yang dinyatakan dalam Fasal 3, 4 dan 7 di bawah akan berhak mendapat 2% setahun (p.a.) kadar bonus tambahan (“Kadar Bonus Raya”) pada jumlah aliran tunai bersih (“NCF”) yang dikekalkan selama tempoh enam puluh (60) hari, di mana NCF bermaksud jumlah yang dikira dengan mengecualikan jumlah tunai keluar secara keseluruhan daripada jumlah wang tunai yang dimasukkan untuk setiap Akaun yang layak sepanjang Tempoh Kempen.
7. Peserta Layak dikehendaki memenuhi semua syarat berikut untuk layak mendapat Ganjaran Kadar Bonus Raya:
a. Peserta Layak mesti memasukkan “GOSANTAI” dalam bidang kod promosi akaun GOinvest Save dan/atau Invest apabila pelaburan dilakukan dalam Tempoh Kempen.
b. Peserta Layak mesti melakukan pelaburan dengan minimum RM500 dalam satu transaksi tunggal ke dalam akaun GOinvest Save dan/atau Invest. Pelaburan mesti berjaya diselesaikan dalam Tempoh Kempen.
c. Peserta Layak mesti mengekalkan pelaburan yang dilakukan dalam akaun GOinvest Save dan/atau Invest mereka untuk tempoh pegangan selama enam puluh (60) hari dari hari terakhir Tempoh Kempen, iaitu. dari 10 Mei 2024, 12:00 PG hingga 9 Julai 2024, 11.59 malam (“Tempoh Pasca Kempen”). Peserta Layak tidak berhak mendapat Ganjaran Kempen jika apa-apa penebusan dilakukan semasa Tempoh Pasca Kempen.
d. Kadar Bonus Raya tambahan akan dikira berdasarkan jumlah NCF dalam akaun GOinvest Save dan/atau Invest Peserta Layak yang kali terakhir direkodkan pada hari terakhir Tempoh Kempen, iaitu. 9 Mei 2024 11.59 PM.
II. Ganjaran Kadar Bonus RSP Raya
8. Tertakluk kepada terma dan syarat yang dinyatakan di sini, Peserta Layak yang memenuhi syarat-syarat yang dinyatakan dalam Fasal 3, 4 dan 9 di bawah akan berhak mendapat 3% setahun (p.a.) kadar bonus tambahan (“Kadar Bonus RSP Raya”) pada jumlah Auto Cash In yang ditetapkan dan dikekalkan untuk tempoh enam puluh (60) hari.
9. Peserta Layak dikehendaki memenuhi semua syarat berikut untuk layak mendapat Ganjaran Kadar Bonus RSP Raya:
a. Peserta Layak mesti mengaktifkan ciri Auto Cash In (“RSP”) Akaun Berhak dalam Tempoh Kempen.
b. Peserta Layak mesti membuat melakukan RSP dengan minimum RM500 ke dalam akaun GOinvest Save dan/atau Invest mereka. Pelaburan mesti berjaya diselesaikan dalam Tempoh Kempen dan/atau Tempoh Pasca Kempen.
c. Peserta Layak tidak boleh melakukan apa-apa penebusan sepanjang Tempoh Pasca Kempen. Peserta Layak tidak berhak untuk Ganjaran Kadar Bonus Raya RSP jika apa-apa penebusan dilakukan dalam Tempoh Pasca Kempen.
d. Peserta Layak tidak boleh mematikan ciri Auto Cash In sepanjang Tempoh Kempen dan/atau Tempoh Pasca Kempen.
e. Kadar Bonus RSP Raya tambahan akan dikira berdasarkan jumlah Auto Cash In yang ditubuhkan pada hari terakhir tempoh Kempen, iaitu 9 Mei 2024 11.59 PM.
Terma dan Syarat Lain Kempen
10. Setiap Peserta Layak berhak yang memenuhi semua kriteria yang dinyatakan dalam terma dan syarat ini berhak untuk mendapatkan Ganjaran Kempen, terhad kepada RM100 bagi setiap Peserta Berhak.
11. Ganjaran Kempen akan diberikan dalam pulangan wang tunai kembali ke akaun TNG e-Wallet Peserta Berhak. Ganjaran Kempen akan dikreditkan ke dalam akaun TNG e-Wallet Peserta Berhak dalam tempoh 45 hari selepas Tempoh Pasca Kempen (“Tarikh Pengagihan Ganjaran”).
12. Jika Peserta Berhak menutup akaun TNG e-Wallet atau akaun GOinvest mereka atau menggunakan hak penyejuk sebelum Tarikh Pengagihan Ganjaran, Peserta Berhak akan secara automatik dikecualikan daripada Kempen ini dan tidak berhak untuk Ganjaran Kempen.
13. Ilustrasi:
Peserta | Transaksi | Ganjaran Kempen Bertajuk | ||||||||||||||||||||||||||||||||||||||||
A |
| Berhak untuk Kadar Bonus Raya pada NCF RM3,000 - Pulangan Tunai RM10 ke dalam TNG e-Wallet | ||||||||||||||||||||||||||||||||||||||||
B |
| Tidak berhak untuk Kadar Bonus Raya kerana Peserta B menebus pelaburan semasa Tempoh Pasca Kempen | ||||||||||||||||||||||||||||||||||||||||
C |
| Berhak untuk Kadar Bonus RSP Raya pada RM750 - Pulangan Tunai RM4 ke dalam TNG e-Wallet | ||||||||||||||||||||||||||||||||||||||||
D |
| Berhak untuk Kadar Bonus RSP Raya pada RM5,000 - Pulangan Tunai RM25 ke dalam TNG e-Wallet | ||||||||||||||||||||||||||||||||||||||||
E |
| Tidak berhak untuk Kadar Bonus RSP Raya kerana Peserta E menebus pelaburan semasa Tempoh Pasca Kempen | ||||||||||||||||||||||||||||||||||||||||
F |
| Berhak untuk Kadar Bonus Raya pada NCF RM5,000 - Pulangan Tunai RM16 ke dalam TNG e-Wallet. Berhak untuk Kadar Bonus RSP Raya pada RM1,000 - Pulangan Tunai RM5 ke dalam TNG e-Wallet. | ||||||||||||||||||||||||||||||||||||||||
G |
| Berhak untuk Kadar Bonus Raya pada NCF RM3,000 - Pulangan Tunai RM10 ke dalam TNG e-Wallet. Berhak untuk Kadar Bonus RSP Raya pada RM3,000 - Pulangan Tunai RM15 ke dalam TNG e-Wallet. | ||||||||||||||||||||||||||||||||||||||||
14. Untuk mengelakkan sebarang keraguan, Peserta Layak tidak akan berhak mendapat Ganjaran Kempen, jika Jumlah Dihadkan (“seperti yang ditakrifkan di bawah”) diperuntukkan atau digunakan sepenuhnya.
15. Kempen ini akan berakhir sebaik sahaja peruntukan maksimum RM100,000 daripada jumlah Ganjaran Kempen (“Ganjaran Kempen Maksimum”) dicapai atau apabila Tempoh Kempen berakhir, yang mana lebih awal.
16. Peserta Layak berhak untuk mengambil bahagian secara serentak dalam promosi atau kempen lain yang dianjurkan oleh Principal atau TNGD semasa Tempoh Kempen.
17. Dengan menyertai dalam Kempen ini, Pengguna bersetuju untuk membenarkan TNGD dan Principal hak untuk menggunakan nama, butiran peribadi dan gambar Pengguna dan/atau Pemenang, untuk tujuan pemasaran, pengiklanan dan publisiti, mengikut undang-undang yang terpakai tanpa sebarang kos atau pampasan.
18. Semua Pemenang akan bertanggungjawab secara peribadi untuk semua cukai, kadar, yuran kerajaan atau apa-apa caj lain yang mungkin dikenakan ke atasnya di bawah undang-undang yang terpakai berhubung dengan hadiah dan Kempen ini.
19. TNGD berhak untuk menahan apa-apa faedah menurut Kempen ini, dengan notis terlebih dahulu kepada Pengguna jika Pengguna didapati telah melanggar mana-mana Terma dan Syarat Pengguna TNGD’s yang boleh didapati di https://www.touchngo.com.my/assets/pdf/user-tnc.pdf
20. TNGD dan Principal berhak, pada bila-bila masa, untuk mengubah, memendekkan, membatalkan, menggantung atau menamatkan Kempen ini lebih awal secara keseluruhan atau sebahagian, atau untuk mengubah, memadam, atau, atau tambah apa-apa Terma dan Syarat di sini bila-bila masa dengan memberi notis bertulis melalui laman web TNGD dan Principal atau platform media sosial yang dimiliki oleh TNGD dan Principal.
21. TNGD dan Principal berhak untuk membatalkan kelayakan/menolak mana-mana Pengguna yang tidak mematuhi terma dan syarat yang dinyatakan di sini dan/atau didapati atau disyaki mengganggu Kempen ini dan/atau prosesnya atau operasi Kempen ini. Ini termasuk aktiviti penipuan yang melibatkan apa-apa perbuatan penipuan dan/atau penipuan dan/atau penipuan berhubung dengan Kempen ini.
22. TNGD dan Principal tidak akan bertanggungjawab atau bertanggungjawab ke atas sebarang kerugian yang timbul atau dialami oleh Pengguna sama ada yang timbul secara langsung atau tidak langsung daripada penyertaan pengunna dalam Kempen ini atau sebaliknya.
23. Terma dan Syarat ini akan terus tertakluk kepada Terma dan Syarat Umum TNGD’s yang boleh didapati di https://www.touchngo.com.my/terms-conditions/general-campaign-terms-and-conditions/.
24. Terma dan Syarat ini akan ditadbir oleh undang-undang Malaysia.
25. Sekiranya terdapat sebarang yang tidak konsisten, percanggahan atau konflik antara versi Bahasa Inggeris dan versi Bahasa Malaysia Terma dan Syarat ini, versi Bahasa Inggeris Terma dan Syarat ini akan diguna pakai.
26. Sila lawati https://www.touchngo.com.my untuk maklumat lanjut atau pertanyaan berkaitan Kempen ini.