2024 GOsantai Principal Unit Trust Campaign (“Campaign”)

Frequently Asked Questions

Q1        What does this Campaign offer?

The Campaign offers:

(a) 2% p.a. (“per annum”) additional bonus rate on the Net Cash Flow (“NCF”) amount maintained for a period of sixty (60) days (“Raya Bonus Rate”) on on Eligible Participant’s GOinvest Save and/or Invest feature account, last recorded as at the last day of the Campaign Period; and/or

(b) 3% p.a. additional bonus rate (“Raya RSP Bonus Rate”) on the Auto Cash In amount set up and maintained for a period of sixty (60) days on Eligible Participant’s GOinvest Save and/or Invest feature account, last recorded as at the last day of the Campaign Period.

(“Campaign Rewards”).

Q2        What is the duration of this campaign?

The Campaign begins on 27 March 2024, 12:00AM to 9 May 2024, 11:59PM, both dates inclusive (“Campaign Period”).

Q3        Who is eligible for this promotion?

The Campaign is open to any GOinvest user who performs a cash in in their GOinvest (i) Save and/or (ii) Invest feature account during the Campaign Period (“Eligible Participant”).  

Q4        How to be eligible for the Raya Bonus Rate?

To be eligible for the Raya Bonus Rate, Eligible Participants must fulfil all of the following criteria:

i.      The Eligible Participant must key in “GOSANTAI” in the promo code field of GOinvest Save or Invest feature account whenever a cash in is performed within the Campaign Period.

ii.      The Eligible Participant must perform a minimum cash in of RM500 in a single transaction into their GOinvest Save or Invest feature account. The Cash In and Investment Subscription must be successfully completed within the Campaign Period.

iii.       The Eligible Participant must maintain the subscription in their GOinvest Save or Invest feature account for a holding period of sixty (60) days from the last day of the Campaign Period, i.e. from 10th May 2024, 12:00 AM to 9th July 2024, 11.59pm (“Post Campaign Period”). The Eligible Participant shall not be entitled to the Campaign Rewards if any redemption is performed during the Post Campaign Period.

Q5        How to be eligible for the Raya RSP Bonus Rate?

To be eligible for the Raya RSP Bonus Rate, Eligible Participants must fulfil all of the following criteria:

i.          The Eligible Participant must activate the Auto Cash In (“RSP”) feature of the Eligible Account(s) within the Campaign Period.

ii.         The Eligible Participant must perform a minimum Auto Cash In of RM500 into their GOinvest Save or Invest feature account. The Cash In and Investment Subscription must be successfully completed within the Campaign Period and/or Post Campaign Period.

iii.          The Eligible Participant must not perform any redemption throughout the Post Campaign Period. The Eligible Participant shall not be entitled to the Campaign Rewards if any redemption is performed during the Post Campaign Period.

iv.          The Eligible Participant must not disable the Auto Cash In feature throughout the Campaign Period and/or Post Campaign Period.

Q6        Is there any limit on the Cash In transaction and amount that can be performed during the Campaign Period?

No. There is no maximum limit on the number and amount of cash in transactions that you can perform during the campaign period.

Q7        Are there any capping/limitations to this promotion?

The maximum Campaign Reward amount per customer is capped at RM100. The total cap on Campaign Reward allocation is RM100,000. The Campaign will cease once the Campaign Reward has reached the maximum allocation limit or when the Campaign Period ends, whichever is earlier.

Q8        What is Net Cash Flow (“NCF”)?

NCF = Total Cash In Amount into GOinvest (Principal) – Total Cash Out Amount from GOinvest (Principal)

Throughout the Campaign Period.

Q9        How is the Campaign Reward calculated?

The additional Raya Bonus Rate will be calculated based on the NCF amount in the Eligible Participant’s GOinvest Save or Invest account last recorded as at the last day of the Campaign Period, i.e. 9th May 2024 11.59 PM.

The additional Raya RSP Bonus Rate will be calculated based on the initial Auto Cash In amount set up last recorded as at the last day of the Campaign Period, i.e. 9th May 2024 11.59 PM.

Example:

Q10     How will the bonus rate be distributed?

The Campaign Reward will be given in the form of cash back into the Eligible Participant’s TNG e-wallet account, which will be credited into the Eligible Participant’s TNG e-wallet account within 45 days after Post Campaign Period (“Reward Distribution Date”).

Q11     During the campaign period, will I still receive any monthly income distribution from the relevant fund?

Yes. You will still be entitled to monthly income distribution from the fund on your GOinvest investments on top of the Campaign Reward.

Q12     Who should I contact for questions pertaining to my Reward?

You may chat with Principal Malaysia’s Customer Care Centre via WhatsApp at +60 16-299 9792, call +603 7723 7260 or email your enquiries to mygoinvest@principal.com. Please take note that the operating hours are Monday to Friday, 8.45am – 5.45pm (except on Kuala Lumpur and national public holidays).

If there are any enquiries related to your eWallet account, you may submit your queries to https://tngd.my/careline-webform or you may also call the Touch ‘n Go eWallet careline at +(603) 5022 3888 for further assistance. Kindly provide your details and proof supporting your claim. The operating hours are Monday to Sunday, 7.00am to 10.00pm (including public holidays).

Kempen GOsantai Amanah Unit Utama Principal 2024 (“Kempen”)

Soalan Lazim

Q1        Apa yang ditawarkan oleh kempen ini?

Kempen ini menawarkan:

(c) 2% setahun (p.a.) kadar bonus tambahan (“Kadar Bonus Raya”) pada jumlah aliran tunai bersih (“NCF”) yang dikekalkan selama tempoh enam puluh (60) hari; dan/atau

(d) 3% setahun (p.a.) kadar bonus tambahan (“Kadar Bonus RSP Raya”) pada jumlah Auto Cash In yang ditetapkan dan dikekalkan untuk tempoh enam puluh (60) hari.

(“Ganjaran Kempen”).

Q2        Berapakah lama Tempoh Kempen ini?

Kempen ini bermula pada 27 Mac 2024 dan tamat pada 9 Mei 2024, kedua-dua tarikh termasuk (“Tempoh Kempen”).  

Q3        Siapa yang layak untuk Kempen ini?

Kempen ini terbuka kepada semua pengguna GOinvest yang melakukan pelaburan ke dalam akaun GOinvest (i) Save dan/atau (ii) Invest mereka semasa Tempoh Kempen (“Peserta Layak”). 

Q4        Bagaimana untuk memenuhi syarat untuk Kadar Bonus Raya?

Peserta Layak dikehendaki memenuhi semua syarat berikut untuk layak mendapat Ganjaran Kadar Bonus Raya:

i.    Peserta Layak mesti memasukkan “GOSANTAI” dalam bidang kod promosi akaun GOinvest Save dan/atau Invest apabila pelaburan dilakukan dalam Tempoh Kempen.

ii.    Peserta Layak mesti melakukan pelaburan dengan minimum RM500 dalam satu transaksi tunggal ke dalam akaun GOinvest Save dan/atau Invest. Pelaburan mesti berjaya diselesaikan dalam Tempoh Kempen.

  iii. Peserta Layak mesti mengekalkan pelaburan yang dilakukan dalam akaun GOinvest Save dan/atau Invest mereka untuk tempoh pegangan selama enam puluh (60) hari dari hari terakhir Tempoh Kempen, iaitu. dari 10 Mei 2024, 12:00 PG hingga 9 Julai 2024, 11.59 malam (“Tempoh Kempen Pasca”). Peserta Layak tidak berhak mendapat Ganjaran Kempen jika apa-apa penebusan dilakukan semasa Tempoh Kempen Pasca.

Q5        Bagaimana untuk memenuhi syarat untuk Kadar Bonus RSP Raya?

Peserta Layak dikehendaki memenuhi semua syarat berikut untuk layak mendapat Ganjaran Kadar Bonus RSP Raya:

i.          Peserta Layak mesti mengaktifkan ciri Auto Cash In (“RSP”) Akaun Berhak dalam Tempoh Kempen.

ii.          Peserta Layak mesti membuat melakukan RSP dengan minimum RM500 ke dalam akaun GOinvest Save dan/atau Invest mereka. Pelaburan mesti berjaya diselesaikan dalam Tempoh Kempen dan/atau Tempoh Kempen Pasca.

iii.          Peserta Layak tidak boleh melakukan apa-apa penebusan sepanjang Tempoh Kempen Pasca. Peserta Layak tidak berhak untuk Ganjaran Kadar Bonus Raya RSP jika apa-apa penebusan dilakukan dalam Tempoh Kempen Pasca.

iv.          Peserta Layak tidak boleh mematikan ciri Auto Cash In sepanjang Tempoh Kempen dan/atau Tempoh Kempen Pasca.

Q6      Adakah terdapat transaksi dan/atau jumlah pelaburan maksima yang boleh dilakukan semasa Tempoh Kempen?

Tiada had maksimum transaksi dan/atau jumlah pelaburan yang boleh dilakukan semasa Tempoh Kempen.

Q7        Adakah terdapat sebarang batasan atas Ganjaran Kempen untuk Kempen ini?

Setiap Peserta Layak berhak yang memenuhi semua kriteria yang dinyatakan dalam terma dan syarat ini berhak untuk mendapatkan Ganjaran Kempen, terhad kepada RM100 bagi setiap Peserta Berhak.

Kempen ini akan berakhir sebaik sahaja peruntukan maksimum RM100,000 daripada jumlah Ganjaran Kempen (“Ganjaran Kempen Maksimum”) dicapai atau apabila Tempoh Kempen berakhir, yang mana lebih awal.

Q8        Apakah yang dimaksudkan oleh amaun Aliran Tunai Bersih (“NCF”)?

NCF ditakrifkan sebagai jumlah penebusan yang dilakukan semasa Tempoh Kempen, dikurangkan daripada jumlah pelaburan yang dilakukan selama Tempoh Kempen.

Q9        Bagaimana Ganjaran Kempen dikira?

Kadar Bonus Raya tambahan akan dikira berdasarkan jumlah NCF dalam akaun GOinvest Save dan/atau Invest Peserta Layak yang kali terakhir direkodkan pada hari terakhir Tempoh Kempen, iaitu. 9 Mei 2024 11.59 PM.

Kadar Bonus RSP Raya tambahan akan dikira berdasarkan jumlah Auto Cash In yang ditubuhkan pada hari terakhir tempoh Kempen, iaitu 9 Mei 2024 11.59 PM.

Ilustrasi:

Q10     Bagaimana kadar bonus akan dibahagikan?

Ganjaran Kempen akan diberikan dalam pulangan wang tunai kembali ke akaun TNG e-Wallet Peserta Berhak. Ganjaran Kempen akan dikreditkan ke dalam akaun TNG e-Wallet Peserta Berhak dalam tempoh 45 hari selepas Tempoh Kempen Pasca (“Tarikh Pengagihan Ganjaran”).

Q11     Akankah saya masih menerima apa-apa pembahagian pendapatan bulanan selama Tempoh Kempen?

Ya. Anda masih akan berhak untuk mendapatkan pembahagian pendapatan bulanan daripada dana pelaburan GOinvest anda di atas Ganjaran Kempen ini.

Q12     Siapa yang boleh saya hubungi untuk soalan yang berkaitan dengan Ganjaran Kempen saya?

Anda boleh berbual dengan Pusat Perkhidmatan Pelanggan Principal Malaysia melalui WhatsApp di +60 16-299 9792, hubungi +603 7723 7260 atau e-mel pertanyaan anda ke mygoinvest@principal.com. Sila ambil perhatian bahawa jam kerja adalah Isnin hingga Jumaat, 8.45am – 5.45pm (kecuali cuti awam Kuala Lumpur dan Malaysia).