Campaign Terms & Conditions

1-month contribution waiver:

·         Only waive the contribution of the above basic plans and the attachable riders (including the loading, if any). Any saver and top-up contribution such as A-Plus Saver-i, A-Plus IkthtiarEnhancer, A-Plus Legasi Enhancer AIA Vitality fee, if any, will not be waived.

·         Applicable for contribution payment term of 10 years and above and for all payment frequency.

·         All applications must be submitted via iPoS from 1 April 2023 to 30 April 2023 and the certificate must be set in force by 15 May 2023.

·         Minimum annual contribution to enjoy the 1-month contribution waiver is RM1,200 per certificate.

·         Only applicable to certificates that opt to pay via payment link or AIA E-Pay credit / debit card for all modal contribution amount.

·         Life Planner’s participation is not entitled for this Campaign. (Life Planner participation means the certificate owner and/or person covered is the Life Planner).

·         If the customer makes any transaction after the certificate has been activated that requires additional contribution from certificate inception (e.g. increasing sum covered or adding riders), the additional contribution will not be waived.

·         Free look cancellation: 1 month contribution will not be refunded.

·         Partial withdrawal, surrender: Within 6 months from the certificate issuance, 1 month allocated contribution will be deducted from the amount payable. If the Protection Account / Participant’s Account Fund is insufficient to deduct the 1st month allocated contribution, it will not be deducted from Savings Account / Participant’s Investment Fund (if any).

·         The terms and conditions of the Campaign are subject to change and the decision of AIA PUBLIC Takaful Bhd. on any matter concerning these terms and conditions are final.

1-month contribution cashback:

·         Applicable for contribution payment term of 10 years and above and for all payment frequency.

·         All applications must be submitted via iPoS from 1 April 2023 to 30 April 2023 and the certificate must be set in force by 15 May 2023.

·         Minimum annual contribution for 1 month cashback is RM7,200 per certificate.

·         Only applicable to certificates that opt to pay via payment link or credit / debit card for all modal contribution amount.

·         Life Planner’s participation is not entitled for this Campaign. (Life Planner participation means the certificate owner and/or person covered is the Life Planner).

·         For customers of A-Life Legasi Beyond who fall into any one or more of the following will not be eligible for the cashback:

·         Did not opt for contribution payment term of 10 years & above

·         Did not invest in selected Investment-Linked Funds

·         Performed full fund switching to A-Dana Income.

·         The cashback excludes any saver and top-up contribution such as A-Plus Saver-i, A-Plus IkhtiarEnhancer, A-Plus Legasi Enhancer and AIA Vitality membership fees.

·         Customers who applied for contribution holiday, surrendered certificate, performed partial withdrawal and/or change payment method to non e-payment prior to crediting the cashback for the certificate that has been submitted under this campaign.

·         Contribution must be paid up to date for customers to be eligible for the cashback.

·         After certificate set in-force, the certificate owner must download and login to My AIA app by 31 December 2023 to be entitled to the Cashback.

·         If the customer makes any transactions after the certificate has been activated that requires additional contribution from certificate inception (e.g. increasing sum covered or adding riders), the additional contribution will not be calculated in the cashback. If the customer reduces the contribution after the certificate has been activated, the cashback shall be based on the reduced contribution.

·         If you make any transactions after the certificate has been activated that reduces the contribution to lower than the minimum annualised contribution of RM7,200 per certificate, cashback will not be payable.

·         The certificate owner must ensure that the certificate meets all the campaign criteria as per the above prior to and upon payment of cashback such as but not limited to minimum annual contribution and e-payment criteria.

·         The terms and conditions of the Campaign are subject to change and the decision of AIA PUBLIC Takaful Bhd. on any matter concerning these terms and conditions are final.