Are men or women the better investors? | GOfinance

It’s an age-old debate: does gender influence how we invest? While every investor has a unique style, research uncovers fascinating patterns in how men and women approach wealth building. So, is one gender better at investing that the other? Let’s dive into the data and see how these insights can empower everyone to make smarter financial choices.

1. Risky business: Men charge ahead, women play it cool

When it comes to risk, men and women often take different paths. Men are known for their higher tolerance for risk, with a Forbes article noting that men are generally more likely to take higher financial risks, driven by a higher confidence level in their investment decisions. Men enjoy the excitement of potential high returns, often believing "the greater the risk, the greater the reward."

For these bolder investors, GOfinance’s e-Trade offers access to the local stock market through Bursa Malaysia, an ideal platform for those willing to navigate the market’s ebbs and lows for potentially greater returns.

Women, on the other hand, typically adopt a more cautious approach. A study by iMoney highlights that women tend to favour safe and steady investments, while men are more inclined to take risks, particularly in high-return investments like stocks and cryptocurrencies.

For those who prefer a more stable, long-term approach, GOfinance’s e-Mas offers a way to invest in gold – an asset known for its steady value growth. This aligns with the more cautious, security-driven strategies that many women adtop. Whether you’re looking for stability or a higher potential for growth, both approaches are valid – and can be balanced with the right tools.

2. Research overdrive: Women dig deep, men dive in

When it comes to making investment decisions, women tend to do their homework. They read reviews, check the fine print, and maybe even consult a crystal ball before making a move. Women “are better at matching their investments to their life goals, tend to trade less, and when they do, remain calmer during the storms that unnerve male investors on the financial high seas,” according to a UNSW Business School report. Women’s approach is methodical, carefully matching their investments with their personal financial goals.

For those who prefer to take their time and research their options, GOfinance’s partnership with ASNB and Principal offers a range of investment products with transparent information, allowing for thoughtful decision-making. Whether you’re digging deep into the details or jumping into a trending opportunity, there’s an option for every style.

3. Consistency: Women stay the course, men love to switch it up

Women are generally more patient investors, sticking with their strategies even through the market ups and downs. A BusinessThink article highlights that women trade less frequently than men, and this more disciplined approach tends to result in higher returns over time, avoiding impulsive decisions that can cause emotional trading.

Men are more likely to trade frequently, “nearly 50% more often than women”, driving men’s costs up and lowering their returns. The NY Times article also cited that women tend to prefer fixed-income investments.

For those preferring a consistent, long-term investment approach, ASNB is a reliable choice, offering options designed for stability and gradual growth. And for those interested in balancing risk and reward, GOfinance’s e-Trade platform provides access to stock trading with a more hands-on, dynamic approach.

It's not about who’s better. It's about being smart with your money

Let’s call it a tie. Both men and women bring their own unique strengths to the financial table, and the real trick is knowing which strategies work best for your unique approach to investing.

Whether you’re a bold investor eager to ride the next big trend or a careful planner focused on long-term growth, GOfinance offers a range of accessible options that cater to every style. From the stability of e-Mas and ASNB to the more active opportunities on e-Trade, GOfinance provides tools that suit all types of investors, helping you grow your wealth with confidence and clarity.