Principal Unit Trust New Fund Launch Campaign (“Campaign”) Terms & Conditions
1. The Campaign is organised by TNG Digital Sdn Bhd (201701042478) (“TNG Digital”) and and Principal Asset Management Berhad (199401018399 (304078-K) (“Principal”).
2. The Campaign begins on 21st October 2024 and ends on 24th November 2024, both dates inclusive (“Campaign Period”).
Eligibility
3. The Campaign is open to all Investment - Principal users who perform a Cash In to their Principal - Invest feature account, made available on the Investment tile of TNG eWallet, during the Campaign Period (“Eligible Participant”).
4. Eligible Participants can Cash In into any one (1) of the following products:
a) Principal Vietnam Equity Fund
b) Principal China New Energy Innovation Fund
c) Principal Islamic Global Multi-Asset Fund
d) Principal Islamic Global Responsible Equity Fund
(“Eligible Product”).
5. Eligible Participants will be entitled to the Campaign Reward(s) as set out in the Campaign Rewards and Mechanics below.
Campaign Rewards and Mechanics
A. New Fund Launch Bonus Reward Campaign
6. Subject to the terms and conditions stated herein, the Eligible Participants who satisfy the conditions stated in Clause 3, 4 and 8 will be entitled to a bonus rate (“Bonus Reward”) on the Net Cash Flow (“NCF”) amount maintained for a period of thirty (30) days, whereby NCF shall mean the amount calculated by subtracting the total cash-out amounts from the total cash-in amounts for each Eligible Account throughout the Campaign Period.
7. The Bonus Reward entitled are illustrated as below:
NCF Amount (RM) | Additional Bonus Reward Entitled |
RM500 – RM10,000 | 3% p.a. |
RM10,001 and above | 6% p.a. |
8. To be eligible for the Bonus Reward, the Eligible Participants are required to fulfil all of the following requirements:
a. The Eligible Participant must key in “FRESHDROP” in the promo code field of Principal - Invest feature account whenever a single cash in is performed within the Campaign Period.
b. The Eligible Participant must:
i. Perform a minimum cash in of Ringgit Malaysia Five Hundred (RM500.00) in a single transaction into their Principal - Invest feature account; or activate the “Auto Cash-In” feature during the Campaign Period and performs automated cash-ins which cumulatively add up to the NCF amount of minimum Ringgit Malaysia Five Hundred (RM500.00) during the Campaign Period;
ii. The Cash In and/or the Investment Subscription must be successfully completed within the Campaign Period.
c. The Eligible Participant must maintain the subscription in their Principal - Invest feature account for a holding period of thirty (30) days from the last day of the Campaign Period, i.e. from 25th November 2024, 12:00 AM to 25th December 2024, 11.59pm (“Post Campaign Period”). The Eligible Participant shall not be entitled to the Bonus Reward if any redemption is performed during the Post Campaign Period.
d. The additional Bonus Reward will be calculated based on the NCF amount in the Eligible Participant’s Principal - Invest account last recorded as at the last day of the Campaign Period, i.e. 24th November 11.59 PM.
B. GOyang-GOyang Bonus Reward Campaign
9. Subject to the terms and conditions stated herein, the Eligible Participants who satisfy the conditions stated in Clause 3, 4 and 11 will be entitled to an additional bonus reward (“GOyang Bonus Reward”) on the Net Cash Flow (“NCF”) amount maintained for a period of thirty (30) days, whereby NCF shall mean the amount calculated by subtracting the total cash-out amounts from the total cash-in amounts for each Eligible Account throughout the Campaign Period.
10. The GOyang Bonus Reward entitled are illustrated as below:
NCF Amount (RM) | GOyang Bonus Reward Entitled |
RM500 and above | Additional 1% p.a. on top of the Bonus Reward |
11. To be eligible for the GOyang Bonus Reward, the Eligible Participants are required to fulfil all of the following requirements:
a. The Eligible Participant must key in “FRESHDROPXTRA” in the promo code field of Principal - Invest feature account whenever a single cash in is performed within the Campaign Period. Such promo code may be obtained via the GOyang-GOyang feature on the Touch ‘n Go eWallet.
b. The Eligible Participant must:
i. Perform a minimum cash in of Ringgit Malaysia Five Hundred (RM500.00) in a single transaction into their Principal - Invest feature account; or activate the “Auto Cash-In” feature during the Campaign Period and performs automated cash-ins which cumulatively add up to the NCF amount of minimum Ringgit Malaysia Five Hundred (RM500.00) only during the Campaign Period;
ii. The Cash In and/or the Investment Subscription must be successfully completed within the Campaign Period.
c. The Eligible Participant must maintain the subscription in their Principal - Invest feature account for a holding period of thirty (30) days from the last day of the Campaign Period, i.e. from 25th November 2024, 12:00 AM to 25th December 2024, 11.59pm (“Post Campaign Period”). The Eligible Participant shall not be entitled to the GOyang Bonus Reward if any redemption is performed during the Post Campaign Period.
d. The GOyang Bonus Reward will be calculated based on the NCF amount in the Eligible Participant’s Principal - Invest account last recorded as at the last day of the Campaign Period, i.e. 24th November 11.59 PM.
12. The Bonus Reward and the GOyang Bonus Reward shall hereinafter each be collectively referred to as a “Campaign Reward” and collectively as the “Campaign Rewards”.
13. Each Eligible Participant who fulfils all the criteria stated in Clauses 3, 4, and 8 and/or Clauses 3, 4 and 11 herein is entitled to earn the respective Campaign Reward, capped at RM800 per Eligible Participant collectively across both Campaign Rewards.
14. Illustration:
Participant | Transaction(s) | Campaign Reward Entitled | ||||||||||||||||||||||||||||
A |
| Entitled for 6% p.a. Bonus Rate on RM12,000 NCF – RM59 Cash Back into TNG e-Wallet only | ||||||||||||||||||||||||||||
B |
| Entitled for 3% p.a. Bonus Rate on RM4,000 NCF – RM10 Cash Back into TNG e-Wallet | ||||||||||||||||||||||||||||
C |
| Not entitled for Bonus Rate as Participant C performed cash out/ redemption during Post-Campaign Period | ||||||||||||||||||||||||||||
D |
| Entitled for 6%+1% p.a. Bonus Rate on RM10,500 – RM60 Cash Back into TNG e-Wallet | ||||||||||||||||||||||||||||
E |
| Entitled for 3% p.a. Bonus Rate on RM5,000 – RM12 Cash Back into TNG e-Wallet | ||||||||||||||||||||||||||||
Other Campaign Terms and Conditions
15. The Campaign Reward(s) will be in the form of cash back into the Eligible Participant’s TNG e-wallet account, which will be credited into the Eligible Participant’s TNG e-wallet account. The Campaign Reward(s) shall be fulfilled to the Eligible Participants within 45 days after Post Campaign Period (“Reward Distribution Date”); i.e. by 8th February 2025.
16. If the Eligible Participant closes their TNG eWallet account or Principal - Invest account or exercises their right to cooling off prior to the Reward Distribution Date, the Eligible Participant shall be automatically disqualified from this Campaign and shall not be entitled to the Campaign Reward(s).
17. For the avoidance of any doubt, Eligible Participant will not be entitled to the Campaign Reward(s), if the Amount Capped as defined below” is fully allocated or utilized.
18. This Campaign will end once the maximum allocation of RM20,000 of the Campaign Reward(s) amount (“Amount Capped”) is reached or when the Campaign Period ends, whichever is earlier.
19. Eligible Participants are entitled to participate concurrently in other promotions or campaigns organised by Principal or TNGD during the Campaign Period.
20. By participating in this Campaign, Users agree to allow TNGD and Principal the right to use names, private details and photographs of the Users and/or Winners, for marketing, advertising and publicity purposes, in accordance with applicable laws without any cost or compensation.
21. All Winners shall be personally liable for all taxes, rates, government fees or any other charges that may be levied against them under the applicable laws in relation to the prizes and this Campaign.
22. TNGD shall be entitled to withhold any benefits pursuant to this Campaign, with prior notice to the Users if the Users are found to have been in breach of any TNGD’s Users Terms and Conditions which can be found at https://www.touchngo.com.my/assets/pdf/user-tnc.pdf
23. TNGD and Principal reserve the right, at any time, to alter, shorten, cancel, suspend or terminate this Campaign earlier in whole or in part, or to vary, delete, or add any Terms and Conditions herein anytime by giving written notice through the TNGD and Principal websites or social media platforms owned by TNGD and Principal, respectively.
24. TNGD and Principal reserve the right to disqualify/reject any Users who do not comply with these terms and conditions stated herein and/or are found or suspected to be tampering with this Campaign and/or its process or the operations of this Campaign. Tampering shall include fraudulent activities involving any act of deceit and/or deception and/or cheating with regards to this Campaign.
25. TNGD and Principal shall not be responsible or liable for any losses howsoever arising or suffered by the Users whether arising directly or indirectly from the Users’ participation in this Campaign or otherwise.
26. These Terms and Conditions shall be further subject to the TNGD’s General Terms and Conditions which can be found at https://www.touchngo.com.my/terms-conditions/general-campaign-terms-and-conditions/.
27. These Terms and Conditions shall be governed by the laws of Malaysia.
28. In the event of any inconsistencies, discrepancies or conflicts between the English version and the Bahasa Malaysia version of these Terms and Conditions, the English version of these Terms and Conditions shall prevail.
29. Please visit https://www.touchngo.com.my for more information or inquiries relating to this Campaign.
Terma & Syarat Kempen Pelancaran Amanah Saham Baharu Principal (“Kempen”)
1. Kempen ini dianjurkan oleh TNG Digital Sdn Bhd (201701042478) (“TNG Digital”) dan Principal Asset Management Berhad (199401018399 (304078-K) (“Principal”).
2. Kempen ini bermula pada 21 Oktober 2024 dan berakhir pada 24 November 2024, kedua-dua tarikh termasuk (“Tempoh Kempen”).
Kelayakan
3. Kempen ini terbuka kepada semua pengguna Investment – Principal yang melakukan pelaburan ke dalam akaun Principal - Invest mereka semasa Tempoh Kempen (“Peserta Layak”).
4. Peserta Layak boleh melakukan pelaburan ke dalam mana-mana satu (1) produk berikut:
a) Principal Vietnam Equity Fund
b) Principal China New Energy Innovation Fund
c) Principal Islamic Global Multi-Asset Fund
d) Principal Islamic Global Responsible Equity Fund
(“Produk Layak”).
5. Peserta Layak akan layak untuk Kadar Bonus tambahan seperti yang ditakrifkan di Bahagian Ganjaran & Mekanik Kempen di bawah.
Ganjaran & Mekanik Kempen
A. Ganjaran Kadar Bonus
6. Tertakluk kepada terma dan syarat yang dinyatakan di sini, Peserta Layak yang memenuhi syarat-syarat yang dinyatakan dalam Fasal 3, 4 dan 8 di bawah akan berhak mendapat kadar bonus tambahan (“Kadar Bonus”) pada jumlah aliran tunai bersih (“NCF”) yang dikekalkan selama tempoh tiga puluh (30) hari, di mana NCF bermaksud jumlah yang dikira dengan mengecualikan jumlah tunai keluar secara keseluruhan daripada jumlah wang tunai yang dimasukkan untuk setiap Akaun yang layak sepanjang Tempoh Kempen.
7. Kadar Bonus yang layak diilustrasikan seperti di bawah:
Jumlah NCF (RM) | Kadar Bonus Layak |
RM500 – RM10,000 | 3% p.a. |
RM10,001 dan ke-atas | 6% p.a. |
8. Peserta Layak dikehendaki memenuhi semua syarat berikut supaya layak mendapat Ganjaran Kadar Bonus:
a. Peserta Layak mesti memasukkan “FRESHDROP” dalam bidang kod promosi akaun Principal - Invest apabila pelaburan tunggal dilakukan dalam Tempoh Kempen.
b. Peserta Layak mesti:
i. Melakukan pelaburan dengan minimum Ringgit Malaysia Lima Ratus (RM500.00) dalam satu transaksi tunggal ke dalam akaun Principal – Invest; atau mengatifkan ciri “Auto Cash-In” semasa Tempoh Kempen di mana pelaburan automatik dengan jumlah minimum RM500.00 berlaku semasa Tempoh Kempen.
ii. Pelaburan mesti berjaya diselesaikan dalam Tempoh Kempen.
c. Peserta Layak mesti mengekalkan pelaburan yang dilakukan dalam akaun Principal - Invest mereka untuk tempoh pegangan selama tiga puluh (30) hari dari hari terakhir Tempoh Kempen, iaitu. dari 25 November 2024, 12:00 PG hingga 25 Disember 2024, 11.59 malam (“Tempoh Pasca Kempen”). Peserta Layak tidak berhak mendapat Ganjaran Kempen jika apa-apa penebusan dilakukan semasa Tempoh Pasca Kempen.
d. Kadar Bonus akan dikira berdasarkan jumlah NCF dalam akaun Principal - Invest Peserta Layak yang kali terakhir direkodkan pada hari terakhir Tempoh Kempen, iaitu. 24 November 2024 11.59 PM.
B. Ganjaran Kadar Bonus GOyang-GOyang
9. Tertakluk kepada terma dan syarat yang dinyatakan di sini, Peserta Layak yang memenuhi syarat-syarat yang dinyatakan dalam Fasal 3, 4 dan 11 di bawah akan berhak mendapat kadar bonus GOyang-GOyang (“Kadar Bonus GOyang”), di atas Ganjaran A.
10. Kadar Bonus GOyang yang layak diilustrasikan seperti di bawah:
Jumlah NCF (RM) | Kadar Bonus GOyang Layak |
RM500 dan ke-atas | Tambahan 1% p.a. di atas Kadar Bonus |
11. Peserta Layak dikehendaki memenuhi semua syarat berikut untuk layak mendapat Kadar Bonus GOyang:
a. Mesti memasukkan kod promosi “FRESHDROPXTRA” dalam bidang kod promosi akaun Principal - Invest apabila pelaburan tunggal dilakukan dalam Tempoh Kempen
b. Peserta Layak mesti:
i. Melakukan pelaburan dengan minimum Ringgit Malaysia Lima Ratus (RM500.00) dalam satu transaksi tunggal ke dalam akaun Principal – Invest; atau mengatifkan ciri “Auto Cash-In” semasa Tempoh Kempen di mana pelaburan automatik dengan jumlah minimum RM500.00 berlaku semasa Tempoh Kempen.
ii. Pelaburan mesti berjaya diselesaikan dalam Tempoh Kempen.
c. Mesti mengekalkan pelaburan yang dilakukan dalam akaun Principal - Invest mereka untuk tempoh pegangan selama tiga puluh (30) hari dari hari terakhir Tempoh Kempen, iaitu. dari 25 November 2024, 12:00 PG hingga 25 Disember 2024, 11.59 malam (“Tempoh Pasca Kempen”). Peserta Layak tidak berhak mendapat Kadar Bonus GOyang jika apa-apa penebusan dilakukan semasa Tempoh Pasca Kempen.
d. Kadar Bonus GOyang akan dikira berdasarkan jumlah NCF dalam akaun Principal - Invest Peserta Layak yang kali terakhir direkodkan pada hari terakhir Tempoh Kempen, iaitu. 24 November 2024 11.59 PM.
12. Kadar Bonus dan Kadar Bonus GOyang akan dirujuk secara kolektif sebagai "Ganjaran Kempen".
13. Setiap Peserta Layak yang memenuhi semua kriteria yang dinyatakan dalam Klausa 3, 4, dan 8 dan/atau Klausa 3, 4 dan 11 di sini berhak untuk memperoleh Ganjaran Kempen, terhad kepada RM800 bagi setiap Peserta Layak.
14. Ilustrasi:
Peserta | Transaksi | Ganjaran Kempen Bertajuk | ||||||||||||||||||||||||||||||||||||||||||||||||
A |
| Berhak untuk Kadar Bonus 6% p.a. pada NCF RM12,000 - Pulangan Tunai RM59 ke dalam TNG e-Wallet | ||||||||||||||||||||||||||||||||||||||||||||||||
B |
| Berhak untuk Kadar Bonus 3% p.a. pada NCF RM4,000 - Pulangan Tunai RM10 ke dalam TNG e-Wallet | ||||||||||||||||||||||||||||||||||||||||||||||||
C |
| Tidak berhak untuk Kadar Bonus kenara Peserta C melakukan pengeluaran tunai semasa Tempoh Pasca Kempen
| ||||||||||||||||||||||||||||||||||||||||||||||||
D |
| Berhak untuk Kadar Bonus 6+1% p.a. pada NCF RM10,500 - Pulangan Tunai RM60 ke dalam TNG e-Wallet
| ||||||||||||||||||||||||||||||||||||||||||||||||
E |
| Berhak untuk Kadar Bonus 3% p.a. pada RM5,000 - Pulangan Tunai RM12 ke dalam TNG e-Wallet
| ||||||||||||||||||||||||||||||||||||||||||||||||
Terma dan Syarat Lain Kempen
15. Ganjaran Kempen akan diberikan dalam pulangan wang tunai kembali ke akaun TNG e-Wallet Peserta Berhak. Ganjaran Kempen akan dikreditkan ke dalam akaun TNG e-Wallet Peserta Berhak dalam tempoh 45 hari selepas Tempoh Pasca Kempen (“Tarikh Pengagihan Ganjaran”); iaitu sebelum 8 Febuari 2025.
16. Jika Peserta Berhak menutup akaun TNG e-Wallet atau akaun Principal - Invest mereka atau menggunakan hak penyejuk sebelum Tarikh Pengagihan Ganjaran, Peserta Berhak akan secara automatik dikecualikan daripada Kempen ini dan tidak berhak untuk Ganjaran Kempen.
17. Untuk mengelakkan sebarang keraguan, Peserta Layak tidak akan berhak mendapat Ganjaran Kempen, jika Jumlah Dihadkan (“seperti yang ditakrifkan di bawah”) diperuntukkan atau digunakan sepenuhnya.
18. Kempen ini akan berakhir sebaik sahaja peruntukan maksimum RM20,000 daripada jumlah Ganjaran Kempen (“Ganjaran Kempen Maksimum”) dicapai atau apabila Tempoh Kempen berakhir, yang mana lebih awal.
19. Peserta Layak berhak untuk mengambil bahagian secara serentak dalam promosi atau kempen lain yang dianjurkan oleh Principal atau TNGD semasa Tempoh Kempen.
20. Dengan menyertai dalam Kempen ini, Pengguna bersetuju untuk membenarkan TNGD dan Principal hak untuk menggunakan nama, butiran peribadi dan gambar Pengguna dan/atau Pemenang, untuk tujuan pemasaran, pengiklanan dan publisiti, mengikut undang-undang yang terpakai tanpa sebarang kos atau pampasan.
21. Semua Pemenang akan bertanggungjawab secara peribadi untuk semua cukai, kadar, yuran kerajaan atau apa-apa caj lain yang mungkin dikenakan ke atasnya di bawah undang-undang yang terpakai berhubung dengan hadiah dan Kempen ini.
22. TNGD berhak untuk menahan apa-apa faedah menurut Kempen ini, dengan notis terlebih dahulu kepada Pengguna jika Pengguna didapati telah melanggar mana-mana Terma dan Syarat Pengguna TNGD’s yang boleh didapati di https://www.touchngo.com.my/assets/pdf/user-tnc.pdf
23. TNGD dan Principal berhak, pada bila-bila masa, untuk mengubah, memendekkan, membatalkan, menggantung atau menamatkan Kempen ini lebih awal secara keseluruhan atau sebahagian, atau untuk mengubah, memadam, atau, atau tambah apa-apa Terma dan Syarat di sini bila-bila masa dengan memberi notis bertulis melalui laman web TNGD dan Principal atau platform media sosial yang dimiliki oleh TNGD dan Principal.
24. TNGD dan Principal berhak untuk membatalkan kelayakan/menolak mana-mana Pengguna yang tidak mematuhi terma dan syarat yang dinyatakan di sini dan/atau didapati atau disyaki mengganggu Kempen ini dan/atau prosesnya atau operasi Kempen ini. Ini termasuk aktiviti penipuan yang melibatkan apa-apa perbuatan penipuan dan/atau penipuan dan/atau penipuan berhubung dengan Kempen ini.
25. TNGD dan Principal tidak akan bertanggungjawab atau bertanggungjawab ke atas sebarang kerugian yang timbul atau dialami oleh Pengguna sama ada yang timbul secara langsung atau tidak langsung daripada penyertaan pengunna dalam Kempen ini atau sebaliknya.
26. Terma dan Syarat ini akan terus tertakluk kepada Terma dan Syarat Umum TNGD’s yang boleh didapati di https://www.touchngo.com.my/terms-conditions/general-campaign-terms-and-conditions/.
27. Terma dan Syarat ini akan ditadbir oleh undang-undang Malaysia.
28. Sekiranya terdapat sebarang yang tidak konsisten, percanggahan atau konflik antara versi Bahasa Inggeris dan versi Bahasa Malaysia Terma dan Syarat ini, versi Bahasa Inggeris Terma dan Syarat ini akan diguna pakai.
29. Sila lawati https://www.touchngo.com.my untuk maklumat lanjut atau pertanyaan berkaitan Kempen ini.