2024 Year End Laburia Campaign (“Campaign”) Terms & Conditions
1. The Campaign is organised by TNG Digital Sdn Bhd (Registration No. 201701042478 (1256651-M)) (“TNGD”), Principal Asset Management Berhad (Registration No. 199401018399 (304078-K)) (“Principal”) and Amanah Saham Nasional Berhad (Registration No. 197901003200 (47457-V)) (“ASNB”) (collectively referred to as the “Organisers”).
2. The Campaign begins on 11th November 2024 and ends on 31st December 2024, both dates inclusive (“Campaign Period”).
Eligibility
3. The Campaign is open to all TNG eWallet users who (a) invests in any one (1) of the Eligible Investment Products made available on the Investment tile of TNG eWallet during the Campaign Period; and (b) has an e-Mas account (“Eligible Participant”).
4. Eligible Participants can Invest into any one (1) of the following products:
a) Principal – Invest Feature
i. Principal Islamic Global Selection Moderate Conservative Fund
ii. Principal Islamic Global Selection Moderate Fund
iii. Principal Islamic Lifetime Enhanced Sukuk Fund
iv. Principal Global Titans Fund
v. Principal DALI Global Equity Fund
vi. Principal Asia Pacific Dynamic Income Fund
vii. Principal Asia Pacific Dynamic Mixed Asset Fund
viii. Principal Islamic Global Selection Aggressive Fund
ix. Principal Islamic Lifetime Balanced Fund
x. Principal Islamic Enhanced Opportunities Fund
xi. Principal Lifetime Bond Fund
xii. Principal Lifetime Balanced Income Fund
xiii. Principal Asia Titans Fund
xiv. Principal Malaysia Titans Fund
xv. Principal Titans Income Plus Fund
xvi. Principal Vietnam Equity Fund
xvii. Principal China New Energy Innovation Fund
xviii. Principal Islamic Global Multi-Asset Fund
xix. Principal Islamic Global Responsible Equity Fund
b) Principal – Retire Feature
i. Principal RetireEasy
ii. Principal Islamic RetireEasy
c) ASNB - Variable Price Funds
i. Amanah Saham Nasional (ASN)
ii. ASN Equity 2
iii. ASN Equity 3
iv. ASN Equity 5
v. ASN Equity Global
vi. ASN Imbang 1
vii. ASN Imbang 2
viii. ASN Imbang 3 Global
ix. ASN Sara 1
x. ASN Sara 2
xi. ASN Sukuk
d) e-Mas
e) e-Trade
(“Eligible Investment Product(s)”).
5. Eligible Participants will be entitled to the Campaign Reward(s) as set out in the Campaign Rewards and Mechanics below.
Campaign Rewards and Mechanics
6. Subject to the terms and conditions stated herein, the Eligible Participants who satisfy the conditions stated in Clause 3 and 8 will be entitled to additional returns on the Total Eligible Cumulative Investment Amount invested in any Eligible Investment Product(s) via TNG eWallet throughout the Campaign Period (“Campaign Reward”).
7. The Campaign Reward entitled is as illustrated below:
Total Eligible Cumulative Investment Amount (RM) | Campaign Reward Entitled |
Below RM30,000.00 | Five percent per annum (5% p.a.) Cashback for thirty (30) days (“Cashback Reward”) |
RM30,000.00 and above | Eight percent per annum (8% p.a.) worth of gold for thirty (30) days (“e-Mas Reward”) |
8. To be eligible for the Campaign Reward, the Eligible Participants are required to fulfil at least one (1) of the following requirements throughout the Campaign Period:
(a) Principal – Invest and Retire Feature
(i) Invest in any one (1) of the Eligible Investment Product from the Principal – Invest feature with a minimum investment amount of RM100 in a single transaction; and
(ii) maintain the subscription in their Principal - Invest account for a holding period of thirty (30) days from the last day of the Campaign Period, i.e. from 1st January 2025, 12:00 AM to 30th January 2025, 11.59pm (“Post Campaign Period”).
OR
(b) ASNB
Invest in any one (1) of the Eligible Investment Product from the ASNB – Variable Price Funds with a minimum investment amount of RM10 in a single transaction.
OR
(c) For e-Mas
Buy a minimum of RM10 worth of gold investment on e-Mas in a single transaction.
OR
(d) For e-Trade
Perform a minimum of one (1) trade on e-Trade.
9. The Eligible Participant is allowed to accumulate their investment amount throughout the Campaign Period across all Eligible Investment Products as listed in Clause 4 (“Total Eligible Cumulative Investment Amount”).
10. The Campaign Reward entitled shall be calculated as below:
(a) Principal – Invest Feature: Based on the total cumulative investment amount invested in the Eligible Participant’s Principal - Invest account throughout the Campaign Period, capped at RM200,000.00 in total disbursements across all Eligible Participants;
(b) ASNB - Variable Price Funds: Based on the total cumulative investment amount invested in Eligible Variable Price Funds throughout the Campaign Period, capped at RM44,000.00 in total disbursements across all Eligible Participants;
(c) e-Mas: Based on the total cumulative buy amount via e-Mas throughout the Campaign Period, capped at RM60,000.00 in total disbursements across all Eligible Participants; and
(d) e-Trade: Based on the total cumulative brokerage fee amount incurred from the total trades performed throughout the Campaign Period, capped at RM10,000.00 in total disbursements across all Eligible Participants.
11. Each Eligible Participant who fulfils all the criteria stated in Clauses 3 and 8 herein is entitled to earn the Campaign Reward, capped at RM250 per Eligible Participant.
12. Illustration:
Participant | Transaction(s) | Campaign Reward Entitled | |||||||||||||||||||||||||||||||||
A |
| Entitled for Five percent (5%) p.a. Cashback Reward for one (1) month - RM11.10 Cashback into TNG e-Wallet. | |||||||||||||||||||||||||||||||||
B |
| ASNB Fixed Price Fund – ASB is not eligible for Campaign Reward. Entitled for Five percent (5%) p.a. Cashback Reward for one month on RM2,200.00 - RM9.04 Cashback into TNG e-Wallet. | |||||||||||||||||||||||||||||||||
C |
| Entitled for eight percent (8%) p.a. e-Mas Reward for one month on RM31,005 (Campaign Reward for e-Trade is on Brokerage Fee of RM5 only) –RM203.87 e-Mas Reward credited into e-Mas account | |||||||||||||||||||||||||||||||||
D |
| Entitled for eight percent (8%) p.a. e-Mas Reward for one month on RM61,000.00 – RM250 e-Mas Reward for one month credited into e-Mas account (due to capping of RM250 Campaign Reward per Eligible Participant) | |||||||||||||||||||||||||||||||||
E |
| Entitled for Eight percent (8%) p.a. Cashback Reward for one month on RM69.00 (Campaign Reward for e-Trade is on Brokerage Fee) - RM0.28 Cashback into TNG e-Wallet. | |||||||||||||||||||||||||||||||||
Other Campaign Terms and Conditions
13. The Cashback Reward shall be in the form of cashback credited into the Eligible Participant’s TNG e-Wallet account, while the e-Mas Reward shall be in the form of e-Mas credited into the Eligible Participant’s e-Mas account. The Campaign Reward(s) shall be fulfilled to the Eligible Participants within ninety (90) days after Campaign Period (“Reward Distribution Date”); i.e. by 31st Mar 2025.
14. The Eligible Participant must have an active e-Mas account on the TNG eWallet App prior to the Reward Distribution Date in order to receive the e-Mas Reward. If the Eligible Participant does not have an active e-Mas account or closes their e-Mas account prior to the Reward Distribution Date, the Eligible Participant shall not be entitled to the Campaign Reward.
15. If the Eligible Participant closes their TNG eWallet account prior to the Reward Distribution Date, the Eligible Participant shall be automatically disqualified from this Campaign and shall not be entitled to the Campaign Reward(s).
16. Eligible Participants are entitled to participate concurrently in other promotions or campaigns organised by TNGD during the Campaign Period.
17. By participating in this Campaign, users agree to allow TNGD the right to use names, private details and photographs of the Users and/or Winners, for marketing, advertising and publicity purposes, in accordance with applicable laws without any cost or compensation.
18. All Eligible Participants shall be personally liable for all taxes, rates, government fees or any other charges that may be levied against them under the applicable laws in relation to the prizes and this Campaign.
19. TNGD shall be entitled to withhold any benefits pursuant to this Campaign, with prior notice to the users if the users are found to have been in breach of any TNGD’s Users Terms and Conditions which can be found at https://www.touchngo.com.my/assets/pdf/user-tnc.pdf
20. The Organisers reserve the right, at any time, to alter, shorten, cancel, suspend or terminate this Campaign earlier in whole or in part, or to vary, delete, or add any Terms and Conditions herein anytime by giving written notice through the TNGD websites or social media platforms owned by TNGD.
21. The Organisers reserve the right to disqualify/reject any users who do not comply with these terms and conditions stated herein and/or are found or suspected to be tampering with this Campaign and/or its process or the operations of this Campaign. Tampering shall include fraudulent activities involving any act of deceit and/or deception and/or cheating with regards to this Campaign.
22. The Organisers shall not be responsible or liable for any losses howsoever arising or suffered by the users whether arising directly or indirectly from the Users’ participation in this Campaign or otherwise.
23. Each user agrees that by participating in this Campaign, the Eligible Participants allow and consent for the Organisers to collect, retain, process and use all information and personal data which have been provided by the participants to the Organisers while participating in this Campaign including photographs of the participants and/or winners, if any, (“Personal Data”) in accordance with the Organisers’ respective privacy and disclose and share the Personal Data among each Organiser’s group of companies, authorised agents and service provider (who have agreed to keep your Personal Data confidential) for purposes of providing Eligible Participants our products and services or any other related services and any other related purposes in accordance with the requirement of the relevant laws, without any payment or compensation.
24. These Terms and Conditions shall be further subject to the TNGD’s General Terms and Conditions which can be found at https://www.touchngo.com.my/terms-conditions/general-campaign-terms-and-conditions/.
25. These Terms and Conditions shall be governed by the laws of Malaysia.
26. In the event of any inconsistencies, discrepancies or conflicts between the English version and the Bahasa Malaysia version of these Terms and Conditions, the English version of these Terms and Conditions shall prevail.
27. Please visit https://www.touchngo.com.my for more information or inquiries relating to this Campaign.
Kempen Laburia Akhir Tahun 2024 (‘Kempen”)
-
1. Kempen ini dianjurkan oleh TNG Digital Sdn Bhd (Registration No: 201701042478 (1256651-M)) (“TNGD”), Principal Asset Management Berhad (Registration No: 199401018399 (304078-K)) (“Principal”) dan Amanah Saham Nasional Berhad (Registration No: 197901003200 (47457-V)) (“ASNB”) (secara kolektif dirujuk sebagai “Penganjur”).
2. Tempoh Kempen adalah dari 11 November 2024 hingga 31 Disember 2024, termasuk kedua-dua tarikh (“Tempoh Kempen”).
Kelayakan
3. Kempen ini terbuka kepada semua pengguna TNG eWallet yang (a) melabur dalam mana-mana satu (1) Produk Pelaburan Layak yang disediakan pada jubin Pelaburan TNG eWallet semasa Tempoh Kempen; dan (b) mempunyai akaun e-Mas (“Peserta Yang Layak”).
4. Peserta yang Layak boleh melabur ke dalam mana-mana pelaburan berikut seperti berikut:
a) Principal – Ciri Invest
i. Principal Islamic Global Selection Moderate Conservative Fund
ii. Principal Islamic Global Selection Moderate Fund
iii. Principal Islamic Lifetime Enhanced Sukuk Fund
iv. Principal Global Titans Fund
v. Principal DALI Global Equity Fund
vi. Principal Asia Pacific Dynamic Income Fund
vii. Principal Asia Pacific Dynamic Mixed Asset Fund
viii. Principal Islamic Global Selection Aggressive Fund
ix. Principal Islamic Lifetime Balanced Fund
x. Principal Islamic Enhanced Opportunities Fund
xi. Principal Lifetime Bond Fund
xii. Principal Lifetime Balanced Income Fund
xiii. Principal Asia Titans Fund
xiv. Principal Malaysia Titans Fund
xv. Principal Titans Income Plus Fund
xvi. Principal Vietnam Equity Fund
xvii. Principal China New Energy Innovation Fund
xviii. Principal Islamic Global Multi-Asset Fund
xix. Principal Islamic Global Responsible Equity Fund
b) Principal – Ciri Retire
i. Principal RetireEasy
ii. Principal Islamic RetireEasy
c) e-Mas
d) e-Trade
(“Produk Pelaburan Yang Layak”).
5. Peserta yang Layak akan layak menerima Ganjaran Kempen seperti yang dinyatakan dalam Ganjaran dan Mekanik Kempen di bawah.
Ganjaran dan Mekanik Kempen
6. Tertakluk kepada terma dan syarat yang dinyatakan di sini, Peserta Layak yang memenuhi syarat yang dinyatakan dalam Klausa 3 dan 8 akan layak mendapat pulangan tambahan ke atas Jumlah Amaun Pelaburan Terkumpul Layak yang dilaburkan dalam mana-mana Produk Pelaburan Layak melalui TNG eWallet sepanjang Tempoh Kempen (“Ganjaran Kempen”).
7. Ganjaran Kempen bertajuk adalah seperti yang digambarkan di bawah:
Jumlah Amaun Pelaburan Terkumpul Layak (RM) | Ganjaran Kempen Berhak |
Bawah RM30,000.00
| Lima peratus setahun (5% p.a.) Pulangan Tunai selama tiga puluh (30) hari (“Ganjaran Pulangan Tunai”) |
RM30,000.00 dan ke atas | Emas bernilai lapan peratus setahun (8% p.a.) selama tiga puluh (30) hari (“Ganjaran e-Mas”) |
8. Untuk layak mendapat Ganjaran Kempen, Peserta yang Layak dikehendaki memenuhi sekurang-kurangnya satu (1) daripada keperluan berikut sepanjang Tempoh Kempen:
(a) Principal – Ciri Invest and Retire
(i) Melabur dalam mana-mana satu (1) Produk Pelaburan Layak daripada Principal – Ciri Invest dengan jumlah pelaburan minimum RM100 dalam satu transaksi; dan
(ii) mengekalkan langganan dalam akaun Principal - Invest mereka untuk tempoh pegangan selama tiga puluh (30) hari dari hari terakhir Tempoh Kempen, iaitu dari 1 Januari 2025, 12:00 PG hingga 30 Januari 2025, 11.59 malam (“Tempoh Selepas Kempen”).
OR
(b) ASNB
Melabur dalam mana-mana satu (1) Produk Pelaburan Layak daripada ASNB – Dana Harga Berubah dengan jumlah pelaburan minimum RM10 dalam satu transaksi.
OR
(c) Untuk e-Mas
Beli pelaburan emas bernilai minimum RM10 di e-Mas dalam satu transaksi.
OR
(d) Untuk e-Trade
Laksanakan sekurang-kurangnya satu (1) perdagangan pada e-Trade.
9. Peserta Layak dibenarkan untuk mengumpul amaun pelaburan mereka sepanjang Tempoh Kempen merentas semua Produk Pelaburan Layak seperti yang disenaraikan dalam Klausa 4 (“Jumlah Amaun Pelaburan Terkumpul Layak”).
10. Ganjaran Kempen yang layak akan dikira seperti di bawah:
(a) Principal – Ciri Invest: Berdasarkan jumlah amaun pelaburan terkumpul yang dilaburkan dalam akaun Principal – Invest Peserta Layak sepanjang Tempoh Kempen, dihadkan pada RM200,000.00 dalam jumlah pengeluaran merentasi semua Peserta Layak;
(b) ASNB – Dana Harga Berubah: Berdasarkan jumlah pelaburan terkumpul yang dilaburkan dalam Dana Harga Boleh Ubah Layak sepanjang Tempoh Kempen, dihadkan pada RM44,000.00 dalam jumlah pengeluaran merentasi semua Peserta Layak;
(c) e-Mas: Berdasarkan jumlah pembelian terkumpul melalui e-Mas sepanjang Tempoh Kempen, dihadkan pada RM60,000.00 dalam jumlah pengeluaran merentasi semua Peserta Layak; dan
(d) e-Trade: Berdasarkan jumlah yuran pembrokeran terkumpul yang ditanggung daripada jumlah dagangan yang dilakukan sepanjang Tempoh Kempen, dihadkan pada RM10,000.00 dalam jumlah pengeluaran merentasi semua Peserta Yang Layak.
11. Setiap Peserta Layak yang memenuhi semua kriteria yang dinyatakan dalam Fasal 3 dan 8 di sini layak mendapat Ganjaran Kempen, dihadkan pada RM250 setiap Peserta Layak.
12. Ilustrasi:
Peserta | Transaksi | Ganjaran Kempen Berhak | |||||||||||||||||||||||||||||||||
A |
| Berhak untuk Lima peratus (5%) p.a. Ganjaran Pulangan Tunai untuk satu (1) bulan - RM11.10 Pulangan Tunai ke dalam TNG e-Dompet. | |||||||||||||||||||||||||||||||||
B |
| Dana Harga Tetap ASNB – ASB tidak layak untuk Ganjaran Kempen. Berhak untuk Lima peratus (5%) p.a. Ganjaran Pulangan Tunai selama sebulan pada RM2,200.00 - RM9.04 Pulangan Tunai ke dalam TNG e-Dompet. | |||||||||||||||||||||||||||||||||
C |
| Berhak untuk lapan peratus (8%) p.a. Ganjaran e-Mas selama sebulan sebanyak RM31,005 (Ganjaran Kempen untuk e-Trade adalah pada Yuran Pembrokeran sebanyak RM5 sahaja) –RM203.87 Ganjaran e-Mas dikreditkan ke dalam akaun e-Mas. | |||||||||||||||||||||||||||||||||
D |
| Berhak untuk lapan peratus (8%) p.a. Ganjaran e-Mas selama sebulan pada RM61,000.00 – RM250 Ganjaran e-Mas selama sebulan dikreditkan ke dalam akaun e-Mas (disebabkan oleh had RM250 Ganjaran Kempen bagi setiap Peserta Layak). | |||||||||||||||||||||||||||||||||
E |
| Berhak untuk Lapan peratus (8%) p.a. Ganjaran Pulangan Tunai selama sebulan pada RM69.00 (Ganjaran Kempen untuk e-Trade adalah pada Yuran Pembrokeran) - RM0.28 Pulangan Tunai ke dalam TNG e-Dompet.
| |||||||||||||||||||||||||||||||||
Terma dan Syarat Kempen Lain
13. Ganjaran Pulangan Tunai hendaklah dalam bentuk pulangan tunai yang dikreditkan ke dalam akaun TNG e-Wallet Peserta Layak, manakala Ganjaran e-Mas hendaklah dalam bentuk e-Mas yang dikreditkan ke dalam akaun e-Mas Peserta Layak. Ganjaran Kempen hendaklah dipenuhi kepada Peserta Yang Layak dalam tempoh sembilan puluh (90) hari selepas Tempoh Kempen (“Tarikh Pengagihan Ganjaran”); iaitu selewat-lewatnya pada 31 Mac 2025.
14. Peserta Yang Layak mesti mempunyai akaun e-Mas yang aktif pada Apl e-Wallet TNG sebelum Tarikh Pengagihan Ganjaran untuk menerima Ganjaran e-Mas. Jika Peserta Layak tidak mempunyai akaun e-Mas yang aktif atau menutup akaun e-Mas mereka sebelum Tarikh Pengagihan Ganjaran, Peserta Layak tidak berhak mendapat Ganjaran Kempen.
15. Jika Peserta Layak menutup akaun TNG eWallet mereka sebelum Tarikh Pengagihan Ganjaran, Peserta Layak akan hilang kelayakan secara automatik daripada Kempen ini dan tidak berhak mendapat Ganjaran Kempen.
16. Peserta Layak berhak untuk mengambil bahagian secara serentak dalam promosi atau kempen lain yang dianjurkan oleh TNGD semasa Tempoh Kempen.
17. Dengan menyertai Kempen ini, pengguna bersetuju untuk membenarkan TNGD hak untuk menggunakan nama, butiran peribadi dan gambar Pengguna dan/atau Pemenang, untuk tujuan pemasaran, pengiklanan dan publisiti, mengikut undang-undang yang berkenaan tanpa sebarang kos atau pampasan.
18. Semua Peserta yang Layak akan bertanggungjawab secara peribadi untuk semua cukai, kadar, yuran kerajaan atau apa-apa caj lain yang mungkin dikenakan terhadap mereka di bawah undang-undang yang terpakai berhubung dengan hadiah dan Kempen ini.
19. TNGD berhak untuk menahan sebarang faedah menurut Kempen ini, dengan notis awal kepada pengguna jika pengguna didapati telah melanggar mana-mana Terma dan Syarat Pengguna TNGD yang boleh didapati di https://www.touchngo .com.my/assets/pdf/user-tnc.pdf
20. Penganjur berhak, pada bila-bila masa, untuk mengubah, memendekkan, membatalkan, menggantung atau menamatkan Kempen ini lebih awal secara keseluruhan atau sebahagian, atau mengubah, memadam, atau menambah sebarang Terma dan Syarat di sini pada bila-bila masa dengan memberikan notis bertulis melalui laman web TNGD atau platform media sosial yang dimiliki oleh TNGD.
21. Penganjur berhak untuk membatalkan kelayakan/menolak mana-mana pengguna yang tidak mematuhi terma dan syarat yang dinyatakan di sini dan/atau didapati atau disyaki mengganggu Kempen ini dan/atau prosesnya atau pengendalian Kempen ini. Penggangguan hendaklah termasuk aktiviti penipuan yang melibatkan sebarang tindakan penipuan dan/atau penipuan dan/atau penipuan berkenaan dengan Kempen ini.
22. Penganjur tidak akan bertanggungjawab atau bertanggungjawab ke atas sebarang kerugian yang timbul atau dialami oleh pengguna sama ada secara langsung atau tidak langsung daripada penyertaan Pengguna dalam Kempen ini atau sebaliknya.
23. Setiap pengguna bersetuju bahawa dengan menyertai Kempen ini, Peserta Yang Layak membenarkan dan membenarkan Penganjur untuk mengumpul, menyimpan, memproses dan menggunakan semua maklumat dan data peribadi yang telah diberikan oleh peserta kepada Penganjur semasa menyertai Kempen ini termasuk gambar peserta dan/atau pemenang, jika ada, (“Data Peribadi”) mengikut privasi masing-masing Penganjur dan mendedahkan serta berkongsi Data Peribadi di kalangan setiap Penganjur. kumpulan syarikat, ejen yang diberi kuasa dan pembekal perkhidmatan (yang telah bersetuju untuk merahsiakan Data Peribadi anda) untuk tujuan menyediakan produk dan perkhidmatan kami kepada Peserta Layak atau sebarang perkhidmatan lain yang berkaitan dan sebarang tujuan lain yang berkaitan menurut keperluan undang-undang yang berkaitan, tanpa sebarang bayaran atau pampasan.
24. Terma dan Syarat ini selanjutnya tertakluk kepada Terma dan Syarat Am TNGD yang boleh didapati di https://www.touchngo.com.my/terms-conditions/general-campaign-terms-and-conditions/.
25. Terma dan Syarat ini hendaklah dikawal oleh undang-undang Malaysia.
26. Sekiranya terdapat sebarang percanggahan, percanggahan atau konflik antara versi Bahasa Inggeris dan versi Bahasa Malaysia Terma dan Syarat ini, versi Bahasa Inggeris Terma dan Syarat ini akan diutamakan.
27. Sila layari https://www.touchngo.com.my untuk maklumat lanjut atau pertanyaan berkaitan Kempen ini.