Terms & Conditions

  1. This Annual Limit Booster Campaign (“Campaign”) is organised by AIA Bhd. and AIA PUBLIC Takaful Bhd. (“AIA Malaysia”, “we”, “our” or “us”). Please read this Campaign’s Terms and Conditions before deciding to join this Campaign. By joining this Campaign, you agree that you have read, understood and agreed to be bound by the Terms and Conditions of this Campaign and any change or modification that we may make to this Campaign and/or the Terms and Conditions of this Campaign with prior notice to you. And by joining this Campaign, you further agree to be bound by our Privacy Policy accessible at https://www.aia.com.my/en/index/privacy-statement.html.

  2. Campaign Period: 11 March 2024 to 30 June 2024, both dates inclusive (“Campaign Period”). All application must be received within the Campaign Period and activated by 15 September 2024.

  3. Eligible Products: A-Plus Health 2 and A-Plus Health Flex-i (“Eligible Products"). 

  4. Campaign Benefit: Upgrade in Overall Annual Limit of the selected Eligible Products based on the plan selected (“Campaign Benefit”). 

  5. The Campaign Benefit is not applicable to the Zero Deductible option for A-Plus Health Flex-i.

  6. The Campaign is opened to all AIA Malaysia customers who have purchased / participated in the Eligible Products or add / convert / upgrade the existing medical riders in the policy/ certificate to Eligible Products (“Endorsement”) during the Campaign Period, and the application is activated by 15 June 2024. 

  7. All new applications must be submitted via iPoS.

  8. To qualify for the Campaign, for adult application, the Insured / Person Covered must be an AIA Vitality member upon new application submission in iPoS or Endorsement. For juvenile application (applicable to pre-natal and / or Insured / Person Covered with entry age 0 to 15 years old), the Policy / Certificate Owner must be an AIA Vitality member. 

  9. Eligible Policy / Certificate Owner will receive an endorsement on this Campaign stating the Campaign Benefit within 3 months from the date of application. You are advised to read and understand the benefits, exclusions, terms and conditions stated in the endorsement. 

  10. During the policy / certificate term, if the basic policy/ certificate attached with the Eligible Products is lapsed, lapsed and subsequently reinstated, surrendered, cancelled, terminated or deletion of Eligible Products from the basic policy/ certificate (whichever is earlier), the Campaign Benefit shall cease.

  11. The Campaign is offered at no additional cost. However, AIA Bhd. and AIA PUBLIC Takaful Bhd. reserves the right to revise the cost of insurance / Tabarru’ due to adverse claims experience. You will need to pay an additional premium / contribution if the cost of insurance/ Tabarru’ is revised. 

  12. A-Plus Health 2 is an optional rider attachable to regular premium investment-linked plan underwritten by AIA Bhd. and A-Plus Health Flex-i is an optional rider attachable to regular contribution family Takaful plan underwritten by AIA PUBLIC Takaful Bhd. 

  13. AIA Vitality is a programme that supports and rewards its members for making healthier choices every day and is offered by AIA Health Services Sdn. Bhd. (199601016211 (388561-T)). Please visit https://www.aia.com.my/en/aia-vitality.html for further information.

  14. Important Notes and Disclaimers

  •  The marketing materials of this Campaign are not intended as an offer or solicitation for the purpose or sale of any financial instrument / product. You should satisfy yourself that the policy / certificate purchased / participated will best serve your needs and that the premium / contribution payable under this policy / certificate is an amount that you can afford. To achieve this, we recommend that you speak to your AIA Life Planner who will perform a needs analysis and assist you in making an informed decision.

  • You are advised to refer to the Product Disclosure Sheet, Sales Illustration and Fund Fact Sheet(s), for further information before purchasing / participating in an insurance policy / takaful certificate, and to refer to the terms and conditions in the policy / certificate document for details of the features and benefits, waiting periods and exclusions under the policy / certificate.