Principal Unit Trust Merdeka Campaign (“Campaign”)
Frequently Asked Questions
Q1 What does this Campaign offer?
The Campaign offers:
(a) Reward 1: Additional bonus rate (“Merdeka Bonus Reward”) on the Net Cash Flow (“NCF”) amount maintained in Eligible Participant’s Principal – Invest feature account for a period of thirty (30) days, last recorded as at the last day of the Campaign Period, as illustrated below:
NCF Amount (RM) | Additional Bonus Reward Entitled |
RM2,000 – RM10,000 | 2% p.a. |
RM10,001 – RM50,000 | 4% p.a. |
RM50,001 and above | 8.31% p.a. |
; and/or
(b) Reward 2: RM5 Food and Beverages (F&B) electronic voucher (“Exclusive Reward”), on top of Reward 1.
(“Campaign Rewards”).
Q2 What is the duration of this campaign?
The Campaign begins on 19 August 2024, 12:00AM to 30 September 2024, 11:59PM, both dates inclusive (“Campaign Period”).
Q3 Who is eligible for this promotion?
The Campaign is open to any Investment - Principal user who performs a cash in in their Principal - Invest feature account during the Campaign Period (“Eligible Participant”).
Q4 How to be eligible for the Merdeka Bonus Reward?
To be eligible for the Merdeka Bonus Reward, Eligible Participants must fulfil all of the following criteria:
a. The Eligible Participant must key in “MERDEKA” in the promo code field of Principal - Invest feature account whenever a single cash in is performed within
the Campaign Period.
b. The Eligible Participant must:
i. Perform a minimum cash in of Ringgit Malaysia Two Thousand (RM2,000.00) in a single transaction into their Principal - Invest feature account; or activate the “Auto Cash-In” feature during the Campaign Period and performs an automated cash-in with a minimum amount of RM100.00 only which cumulatively add up to a minimum of RM2,000.00 during the Campaign Period;
ii. The Cash In must be successfully completed within the Campaign Period.
c. The Eligible Participant must maintain the subscription in their Principal - Invest feature account for a holding period of thirty (30) days from the last day of the Campaign Period, i.e. from 1st October 2024, 12:00 AM to 30th October 2024, 11.59pm (“Post Campaign Period”). The Eligible Participant shall not be entitled to the Campaign Rewards if any redemption is performed during the Post Campaign Period.
d. The additional Merdeka Bonus Reward will be calculated based on the NCF amount in the Eligible Participant’s Principal - Invest account last recorded as at the last day of the Campaign Period, i.e. 30th September 2024 11.59 PM.
Q5 How to be eligible for the Exclusive Reward?
To be eligible for the Exclusive Reward, Eligible Participants must fulfil all of the following criteria:
a. Has never performed any cash in into the Principal - Invest feature account.
b. Must key in a valid promo code (as provided either through an email invitation by Principal and/or its media marketing initiatives, “Exclusive Promo Code”) in the promo code field of Principal - Invest feature account whenever a single cash in is performed within the Campaign Period.
c. Must perform a cash in and maintain a minimum NCF of RM2,000 during the Campaign Period in the Eligible Participant’s Principal - Invest account last recorded as at the last day of the Campaign Period, i.e. 30th September 2024 11.59 PM.
d. Must maintain the subscription in their Principal - Invest feature account for a holding period of thirty (30) days from the last day of the Campaign Period, i.e. from 1st October 2024, 12:00 AM to 30th October 2024, 11.59pm (“Post Campaign Period”). The Eligible Participant shall not be entitled to the Campaign Rewards if any redemption is performed during the Post Campaign Period.
Q6 Is there any limit on the Cash In transaction and amount that can be performed during the Campaign Period?
No. There is no maximum limit on the number and amount of cash in transactions that you can perform during the campaign period.
Q7 Are there any capping/limitations to this promotion?
The maximum Campaign Reward amount per customer for Reward 1 is capped at RM1,888.
The maximum Campaign Reward per customer for Reward 2 is capped at one (1) unit per Eligible Participant.
The total cap on Campaign Reward allocation is RM350,000. The Campaign will cease once the Campaign Reward has reached the maximum allocation limit or when the Campaign Period ends, whichever is earlier.
Q8 What is Net Cash Flow (“NCF”)?
NCF = Total Cash In Amount into Principal – Invest account – Total Cash Out Amount from Principal - Invest account
Throughout the Campaign Period.
Q9 How is the Merdeka Bonus Reward calculated?
The Merdeka Bonus Reward will be calculated and rewarded based on the NCF amount in the Eligible Participant’s Principal - Invest account last recorded as at the last day of the Campaign Period, i.e. 30th September 2024 11.59 PM.
Example:
Participant | Transaction(s) | Campaign Reward Entitled | ||||||||||||||||||||||||||||||||||||
A (New user and keys in “MERDEKA” promo code) |
| Entitled for 4% p.a. Merdeka Bonus Reward on RM12,000 NCF – RM39 Cash Back into TNG e-Wallet only | ||||||||||||||||||||||||||||||||||||
B (New user and keys in Exclusive Promo Code) |
| Entitled for 2% p.a. Merdeka Bonus Reward on RM4,000 NCF – RM7 Cash Back into TNG e-Wallet and Exclusive Gift of RM5 F&B e-Voucher | ||||||||||||||||||||||||||||||||||||
C (New user and keys in Exclusive Promo Code) |
| Not entitled for Merdeka Bonus Reward & Exclusive Gift as Participant C performed cash out/ redemption during Post-Campaign Period | ||||||||||||||||||||||||||||||||||||
D (Existing User) |
| Entitled for 4% p.a. Merdeka Bonus Reward on RM10,500 – RM35 Cash Back into TNG e-Wallet | ||||||||||||||||||||||||||||||||||||
E (Existing user) |
| Entitled for 8.31% p.a. Merdeka Bonus Reward on RM95,000 – RM649 Cash Back into TNG e-Wallet | ||||||||||||||||||||||||||||||||||||
F (Existing user) |
| Entitled for 2% p.a. Merdeka Bonus Reward on RM3,300 NCF – RM5 Cash Back into TNG e-Wallet.
| ||||||||||||||||||||||||||||||||||||
G (Existing user and keys in Exclusive Promo Code) |
| Entitled for 2% p.a. Merdeka Bonus Reward on RM6,500 NCF – RM11 Cash Back into TNG e-Wallet. Not entitled to Exclusive Reward as Participant G is an existing user. | ||||||||||||||||||||||||||||||||||||
Q10 How will the Campaign Reward be distributed?
The Merdeka Bonus Reward will be in the form of cash back into the Eligible Participant’s TNG e-wallet account, which will be credited into the Eligible Participant’s TNG e-wallet account.
The Exclusive Reward will be in the form of F&B e-Voucher, in which the Eligible Participant will be notified through electronic Direct Mail (eDM) and/or Short Message Service (SMS) sent from Principal.
Both Campaign Rewards shall be fulfilled to the Eligible Participants within 45 days after Post Campaign Period (“Reward Distribution Date”); i.e. by 14th December 2024.
Q11 During the campaign period, will I still receive any monthly income distribution from the relevant fund?
Yes. You will still be entitled to monthly income distribution from the fund on your Principal – Invest account’s investments on top of the Campaign Reward.
Q12 Who should I contact for questions pertaining to my Reward?
You may chat with Principal Malaysia’s Customer Care Centre via WhatsApp at +60 16-299 9792, call +603 7723 7260 or email your enquiries to mygoinvest@principal.com. Please take note that the operating hours are Monday to Friday, 8.45am – 5.45pm (except on Kuala Lumpur and national public holidays).
If there are any enquiries related to your eWallet account, you may submit your queries to https://tngd.my/careline-webform or you may also call the Touch ‘n Go eWallet careline at +(603) 5022 3888 for further assistance. Kindly provide your details and proof supporting your claim. The operating hours are Monday to Sunday, 7.00am to 10.00pm (including public holidays).
Kempen Merdeka Amanah Unit Utama Principal (“Kempen”)
Soalan Lazim
Q1 Apa yang ditawarkan oleh kempen ini??
Kempen ini menawarkan:
(a) Ganjaran 1: Kadar bonus tambahan (“Kadar Bonus Merdeka”) pada jumlah aliran tunai bersih (“NCF”) yang dikekalkan selama tempoh tiga puluh (30) hari dalam akaun GOinvest – Invest Peserta Layak, seperti yang diilustrasikan di bawah:
Jumlah NCF (RM) | Kadar Bonus Merdeka Layak |
RM2,000 – RM10,000 | 2% p.a. |
RM10,001 – RM50,000 | 4% p.a. |
RM50,001 and above | 8.31% p.a. |
; dan/atau
(b) Ganjaran 2: baucar elektronik makanan dan minuman bernilai RM5 (“Hadiah Istimewa”) di atas Ganjaran 1.
(“Ganjaran Kempen”).
Q2 Berapakah lama Tempoh Kempen ini?
Kempen ini bermula pada 19 Ogos 2024 dan berakhir pada 30 September 2024, kedua-dua tarikh termasuk ("Tempoh Kempen”).
Q3 Siapa yang layak untuk Kempen ini?
Kempen ini terbuka kepada semua pengguna Investment - Principal yang melakukan pelaburan ke dalam akaun Principal - Invest mereka semasa Tempoh Kempen (“Peserta Layak”).
Q4 Bagaimana untuk memenuhi syarat untuk Kadar Bonus Merdeka?
Peserta Layak dikehendaki memenuhi semua syarat berikut untuk layak mendapat Ganjaran Kadar Bonus Merdeka:
a. Peserta Layak mesti memasukkan “MERDEKA” dalam bidang kod promosi akaun Principal - Invest apabila pelaburan tunggal dilakukan dalam Tempoh Kempen.
b. Peserta Layak mesti:
i. Melakukan pelaburan dengan minimum Ringgit Malaysia Dua Ribu (RM2,000.00) dalam satu transaksi tunggal ke dalam akaun Principal – Invest; atau mengatifkan ciri “Auto Cash-In” semasa Tempoh Kempen di mana pelaburan automatik dengan jumlah minimum RM100.00 berlaku semasa Tempoh Kempen.
ii. Pelaburan mesti berjaya diselesaikan dalam Tempoh Kempen.
c. Peserta Layak mesti mengekalkan pelaburan yang dilakukan dalam akaun Principal - Invest mereka untuk tempoh pegangan selama tiga puluh (30) hari dari hari terakhir Tempoh Kempen, iaitu. dari 1 Oktober 2024, 12:00 PG hingga 30 Oktober 2024, 11.59 malam (“Tempoh Pasca Kempen”). Peserta Layak tidak berhak mendapat Ganjaran Kempen jika apa-apa penebusan dilakukan semasa Tempoh Pasca Kempen.
d. Kadar Bonus Merdeka akan dikira berdasarkan jumlah NCF dalam akaun Principal - Invest Peserta Layak yang kali terakhir direkodkan pada hari terakhir Tempoh Kempen, iaitu. 30 September 2024 11.59 PM.
Q5 Bagaimana untuk memenuhi syarat untuk Hadiah Istimewa?
Peserta Layak dikehendaki memenuhi semua syarat berikut untuk layak mendapat Ganjaran Hadiah Istimewa:
a. Tidak pernah melakukan pelaburan ke dalam akaun Principal – Invest.
b. Mesti memasukkan kod promosi yang sah (seperti yang diberikan melalui jemputan emel dari Principal dan/atau inisiatif pemasaran media, “Kod Promosi Eksklusif”) dalam bidang kod promosi akaun Principal - Invest apabila pelaburan tunggal dilakukan dalam Tempoh Kempen.
c. Mesti melakukan pelaburan dan mengekalkan jumlah minimum RM2,000.00 NCF dalam akaun Principal – Invest yang kali terakhir direkodkan pada hari terakhir Tempoh Kempen, iaitu. 30 Jun 2024 11.59 PM.
d. Mesti mengekalkan pelaburan yang dilakukan dalam akaun Principal - Invest mereka semasa Tempoh Pasca Kempen, iaitu. dari 1 Oktober 2024, 12:00 PG hingga 30 Oktober 2024, 11.59 malam. Peserta Layak tidak berhak mendapat Hadiah Istimewa jika apa-apa penebusan dilakukan semasa Tempoh Pasca Kempen.
Q6 Adakah terdapat transaksi dan/atau jumlah pelaburan maksima yang boleh dilakukan semasa Tempoh Kempen?
Tiada had maksimum transaksi dan/atau jumlah pelaburan yang boleh dilakukan semasa Tempoh Kempen.
Q7 Adakah terdapat sebarang batasan atas Ganjaran Kempen untuk Kempen ini?
Ganjaran maksimum bagi Ganjaran 1 terhad kepada RM1,888 bagi setiap Peserta Berhak.
Ganjaran maksimum bagi Ganjaran 2 terhad kepada satu (1) unit bagi setiap Peserta Berhak.
Kempen ini akan berakhir sebaik sahaja peruntukan maksimum RM350,000 daripada jumlah Ganjaran Kempen (“Ganjaran Kempen Maksimum”) dicapai atau apabila Tempoh Kempen berakhir, yang mana lebih awal.
Q8 Apakah yang dimaksudkan oleh amaun Aliran Tunai Bersih (“NCF”)?
NCF ditakrifkan sebagai jumlah penebusan yang dilakukan semasa Tempoh Kempen, dikurangkan daripada jumlah pelaburan yang dilakukan selama Tempoh Kempen.
Q9 Bagaimana Kadar Bonus Merdeka dikira?
Kadar Bonus Merdeka tambahan akan dikira berdasarkan jumlah NCF dalam akaun Principal - Invest Peserta Layak yang kali terakhir direkodkan pada hari terakhir Tempoh Kempen, iaitu. 30 September 2024 11.59 PM.
Ilustrasi:
Peserta | Transaksi | Ganjaran Kempen Bertajuk | ||||||||||||||||||||||||||||||||||||||||||||||||
A |
| Berhak untuk Kadar Bonus Merdeka 4% p.a. pada NCF RM12,000 - Pulangan Tunai RM39 ke dalam TNG e-Wallet | ||||||||||||||||||||||||||||||||||||||||||||||||
B |
| Berhak untuk Kadar Bonus Merdeka 2% p.a. pada NCF RM4,000 - Pulangan Tunai RM7 ke dalam TNG e-Wallet, dan Hadiah Istimewa | ||||||||||||||||||||||||||||||||||||||||||||||||
C |
| Tidak berhak untuk Kadar Bonus Merdeka dan Hadiah Istimewa kenara Peserta B melakukan pengeluaran tunai semasa Tempoh Pasca Kempen
| ||||||||||||||||||||||||||||||||||||||||||||||||
D |
| Berhak untuk Kadar Bonus Merdeka 4% p.a. pada NCF RM10,500 - Pulangan Tunai RM6 ke dalam TNG e-Wallet
| ||||||||||||||||||||||||||||||||||||||||||||||||
E |
| Berhak untuk Kadar Bonus Merdeka 8.31% p.a. pada RM95,000 - Pulangan Tunai RM649 ke dalam TNG e-Wallet
| ||||||||||||||||||||||||||||||||||||||||||||||||
F (Pelabur Semasa) |
| Berhak untuk Kadar Bonus Merdeka 2% p.a. pada RM3,300 - Pulangan Tunai RM5 ke dalam TNG e-Wallet.
| ||||||||||||||||||||||||||||||||||||||||||||||||
G |
| Berhak untuk Kadar Bonus Merdeka 2% p.a. pada RM6,500 - Pulangan Tunai RM11 ke dalam TNG e-Wallet. Tidak berhak untuk Hadiah Istimewa kerana Peserta G adalah Pelabur Semasa. | ||||||||||||||||||||||||||||||||||||||||||||||||
Q10 Bagaimana kadar bonus akan dibahagikan?
Ganjaran Kadar Bonus “Merdeka” akan diberikan dalam pulangan wang tunai kembali ke akaun TNG e-Wallet Peserta Berhak. Ganjaran 1 akan dikreditkan ke dalam akaun TNG e-Wallet Peserta Berhak.
Ganjaran Hadiah Istimewa akan diberikan dalam bentuk baucar elektronik F&B, di mana Peserta Layak akan dimaklumkan melalui emel atau SMS yang dihantari oleh Principal.
Kedua-dua Ganjaran akan diberi dalam tempoh 45 hari selepas Tempoh Pasca Kempen (“Tarikh Pengagihan Ganjaran”); iaitu sebelum 14 Disember 2024
Q11 Akankah saya masih menerima apa-apa pembahagian pendapatan bulanan selama Tempoh Kempen?
Ya. Anda masih akan berhak untuk mendapatkan pembahagian pendapatan bulanan daripada dana pelaburan Investment - Principal anda di atas Ganjaran Kempen ini.
Q12 Siapa yang boleh saya hubungi untuk soalan yang berkaitan dengan Ganjaran Kempen saya?
Anda boleh berbual dengan Pusat Perkhidmatan Pelanggan Principal Malaysia melalui WhatsApp di +60 16-299 9792, hubungi +603 7723 7260 atau e-mel pertanyaan anda ke mygoinvest@principal.com. Sila ambil perhatian bahawa jam kerja adalah Isnin hingga Jumaat, 8.45am – 5.45pm (kecuali cuti awam Kuala Lumpur dan Malaysia).
Sekiranya terdapat sebarang soalan yang berkaitan dengan akaun eWallet anda, anda boleh menghantar soalan anda kepada https://tngd.my/careline-webform atau anda juga boleh menghubungi Touch ‘n Go eWallet careline di +(603) 5022 3888 untuk bantuan lanjut. Sila berikan butiran anda dan bukti yang menyokong klaim anda. Jam kerja adalah Isnin hingga Minggu, 7.00am hingga 10.00pm (termasuk cuti awam).